Please consider donating to Behind the Black, by giving either a one-time contribution or a regular subscription, as outlined in the tip jar to the right. Your support will allow me to continue covering science and culture as I have for the past twenty years, independent and free from any outside influence.
Finding out what’s in it: An Obama supporter discovers she was betrayed by Obama and Obamacare.
My plan was canceled last fall. According to the regulators behind ObamaCare, it was a subpar plan that should no longer be sold to consumers. Another 16,000 Tennesseans on the same plan were similarly dumped. Many, like me, liked their plans and wanted to keep them. This wasn’t my insurer’s fault at all. CoverTN actually fought for me to keep my health care. After I received my cancellation notice, the folks at CoverTN requested that the federal government give them a waiver, which would let them grandfather my plan into ObamaCare. Their request was rejected.
This left me with no health plan and only one choice: Buy a plan through the ObamaCare exchanges.
After weighing my options, I settled on a “platinum” plan. This was the best plan that I could choose. A “bronze,” “silver” or “gold” plan all would leave me paying exorbitant amounts of money on my frequent, and expensive, trips to doctors and specialists. But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy. By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.
All told, I’m likely going to pay more than $6,000 more each year for my medical care.
Just remember: Even as the insurance cancellation notices were going out last fall, the Democrats and Obama were refusing to negotiate any changes to Obamacare, even vowing to shut the government down rather than negotiate. They must really love this law and the things it is doing to innocent people like this woman.