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Finding out what’s not in it: From now until January 1 Obamacare does not allow you to buy health insurance.
“It’s all closed down. You cannot buy a policy that is a qualified policy for the purpose of the ACA (the Affordable Care Act) until next year on January 1,” says John DiVito, president of Flexbenefit which has 2,500 brokers.
John Goodman of the National Center for Policy Analysis in Dallas adds, “People are not going to be able to buy individual and family policies, and that’s part of ObamaCare. And what makes it so surprising is the whole point of ObamaCare was to encourage people to get insurance, and now the market has been completely closed down for the next seven months.” That means that with few exceptions, tens of millions of people will be locked out of the health insurance market for the rest of this year.
An open enrollment period has been standard for federal healthcare for decades, but in the private sector you were always free (what a word!) to buy insurance whenever. Obamacare has ended that freedom.