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Finding out what’s not in it: Two California residents have filed a class action suit against their health insurance company for misrepresenting the doctors and hospitals that their plan would include.
The lawsuit accuses Blue Shield of advertising “one of the largest networks in the state” – with more than 60,000 physicians and 351 hospitals – and of failing to disclose that the networks for certain plans were substantially smaller. After receiving medical treatment numerous times between January and March, Harrington and Talon later discovered that their providers were not covered, forcing them to pay the charges out-of-pocket, the complaint said. The lawsuit alleged claims of false advertising, unfair business practices and breach of contract under California law.
We must remember that though Obamacare itself is not the subject of this suit, the law is still the root cause of the problem. It forced these individuals to buy insurance they might not have wanted, and it forced the insurance companies to restructure and narrow their insurance plans to meet the dictates of the law.