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	Comments on: Obamacare continues to cause health insurance premiums to skyrocket	</title>
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	<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/</link>
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		<title>
		By: pzatchok		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779741</link>

		<dc:creator><![CDATA[pzatchok]]></dc:creator>
		<pubDate>Tue, 07 Jul 2015 06:47:52 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779741</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779578&quot;&gt;wodun&lt;/a&gt;.

&quot;Maybe not the government but we spend more on healthcare than any other nation.&quot;

Before Obama care when people said that they said it insultingly, forgetting one thing. 
We got more out of our health care system than any other nation. Because we paid for it and demanded it.
Granted our prices did go up every year for various reasons, not the least of which were legal problems, unions, unregulated education systems, and not the least of which were patients ever increasing expectations of the medical system.

Granted ours could have done with a huge amount of fixing to make things better for the masses but in the end the ACA addressed none of the real problems and instead is just hoping that if everyone pays the problems will go away.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779578">wodun</a>.</p>
<p>&#8220;Maybe not the government but we spend more on healthcare than any other nation.&#8221;</p>
<p>Before Obama care when people said that they said it insultingly, forgetting one thing.<br />
We got more out of our health care system than any other nation. Because we paid for it and demanded it.<br />
Granted our prices did go up every year for various reasons, not the least of which were legal problems, unions, unregulated education systems, and not the least of which were patients ever increasing expectations of the medical system.</p>
<p>Granted ours could have done with a huge amount of fixing to make things better for the masses but in the end the ACA addressed none of the real problems and instead is just hoping that if everyone pays the problems will go away.</p>
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		<title>
		By: Cotour		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779664</link>

		<dc:creator><![CDATA[Cotour]]></dc:creator>
		<pubDate>Tue, 07 Jul 2015 00:31:39 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779664</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779651&quot;&gt;Edward&lt;/a&gt;.

&quot;The incompetent (or worse) Congress has created a Frankenstein’s Monster of a law (Obama’s Monster), and now it is out of control, destroying our livelihoods, liberties, and happiness.&quot;

The Chief Justice Of The Supreme Court Of The United States Of America disagrees vehemently  with you.

How can that be? How can what should be a reasonable and highly educated Chief Justice disagree with what is plain to see?]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779651">Edward</a>.</p>
<p>&#8220;The incompetent (or worse) Congress has created a Frankenstein’s Monster of a law (Obama’s Monster), and now it is out of control, destroying our livelihoods, liberties, and happiness.&#8221;</p>
<p>The Chief Justice Of The Supreme Court Of The United States Of America disagrees vehemently  with you.</p>
<p>How can that be? How can what should be a reasonable and highly educated Chief Justice disagree with what is plain to see?</p>
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		By: Edward		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779651</link>

		<dc:creator><![CDATA[Edward]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 23:09:23 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779651</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779580&quot;&gt;wodun&lt;/a&gt;.

Rates used to climb because you were getting older, regulations were making healthcare cost more, and various smaller reasons, such as an increased number of people skipping out on their emergency room debts and filing bankruptcy over expensive life-saving procedures.  

Now the rates are climbing because of overregulation, requirements that almost all doctor-visits and procedures be covered rather than just catastrophic coverage (which I used to have, because it was less expensive and I didn&#039;t sweat the small stuff), and even less participation by the relatively healthy as they increasingly realize that it is less expensive to go self-insured than to pay the skyrocketing premiums.  

The irony is that the ACA was written because about 400,000 households were selling their houses or filing for bankruptcy due to expensive life-saving procedures, but now these households are still not able to afford the even more unaffordable premiums, meaning that they continue to lose their houses and credit ratings.  The law failed to do good, which is one reason that the SCOTUS thought that they should &quot;fix&quot; it.  

Meanwhile, the rest of society, including our work ethic, our incomes, our savings, our liberties and constitutional rights, the American Dream, and a pack of other American cultures and traditions are being eroded or destroyed by this heinous law.  

The incompetent (or worse) Congress has created a Frankenstein&#039;s Monster of a law (Obama&#039;s Monster), and now it is out of control, destroying our livelihoods, liberties, and happiness.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779580">wodun</a>.</p>
<p>Rates used to climb because you were getting older, regulations were making healthcare cost more, and various smaller reasons, such as an increased number of people skipping out on their emergency room debts and filing bankruptcy over expensive life-saving procedures.  </p>
<p>Now the rates are climbing because of overregulation, requirements that almost all doctor-visits and procedures be covered rather than just catastrophic coverage (which I used to have, because it was less expensive and I didn&#8217;t sweat the small stuff), and even less participation by the relatively healthy as they increasingly realize that it is less expensive to go self-insured than to pay the skyrocketing premiums.  </p>
<p>The irony is that the ACA was written because about 400,000 households were selling their houses or filing for bankruptcy due to expensive life-saving procedures, but now these households are still not able to afford the even more unaffordable premiums, meaning that they continue to lose their houses and credit ratings.  The law failed to do good, which is one reason that the SCOTUS thought that they should &#8220;fix&#8221; it.  </p>
<p>Meanwhile, the rest of society, including our work ethic, our incomes, our savings, our liberties and constitutional rights, the American Dream, and a pack of other American cultures and traditions are being eroded or destroyed by this heinous law.  </p>
<p>The incompetent (or worse) Congress has created a Frankenstein&#8217;s Monster of a law (Obama&#8217;s Monster), and now it is out of control, destroying our livelihoods, liberties, and happiness.</p>
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		<title>
		By: Maurice		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779617</link>

		<dc:creator><![CDATA[Maurice]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 21:10:57 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779617</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779609&quot;&gt;Cotour&lt;/a&gt;.

exchanges have been tried before, and eventually collapse because they can&#039;t  find enough healthy people to help  spread the costs out.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779609">Cotour</a>.</p>
<p>exchanges have been tried before, and eventually collapse because they can&#8217;t  find enough healthy people to help  spread the costs out.</p>
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		<title>
		By: Maurice		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779615</link>

		<dc:creator><![CDATA[Maurice]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 21:09:27 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779615</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779579&quot;&gt;wodun&lt;/a&gt;.

If you have kids those are typically the only ones you can cover through the exchange. the top earner level is so low, working adults have to find a bronze plan elsewhere. Assurant here in Wisconsin was great, but they are closing shop all together (&#062;1000 ppl out of work) so expect there to be only two insurers.
For the record, I love Blue Cross Blue Shield, but I doubt they are going to be around for any length of time any more. The sickening feeling that the HMO model for health insurance will be the last man standing should give us all pause.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779579">wodun</a>.</p>
<p>If you have kids those are typically the only ones you can cover through the exchange. the top earner level is so low, working adults have to find a bronze plan elsewhere. Assurant here in Wisconsin was great, but they are closing shop all together (&gt;1000 ppl out of work) so expect there to be only two insurers.<br />
For the record, I love Blue Cross Blue Shield, but I doubt they are going to be around for any length of time any more. The sickening feeling that the HMO model for health insurance will be the last man standing should give us all pause.</p>
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		By: Cotour		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779609</link>

		<dc:creator><![CDATA[Cotour]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 20:55:23 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779609</guid>

					<description><![CDATA[Unrelated but related:

Like him or loath him, because of things like this posted below that he says the PEOPLE of America are hearing him and they agree with him. Both Democrat and Republican leadership, professional politicians all, trade individual Americans freedoms and our country&#039;s sovereignty away for their own short term gains. And that is not acceptable and like it or not this is the one man that is calling them out for what they are, ball-less political tools.

http://www.breitbart.com/big-government/2015/07/06/trump-on-criminal-illegals-both-sides-need-to-grow-up-and-put-americas-interests-first/

At the least he will drive a very useful and politically uncomfortable conversation leading up to the 2016 election, and at the max? Who knows, just let him serve a purpose.]]></description>
			<content:encoded><![CDATA[<p>Unrelated but related:</p>
<p>Like him or loath him, because of things like this posted below that he says the PEOPLE of America are hearing him and they agree with him. Both Democrat and Republican leadership, professional politicians all, trade individual Americans freedoms and our country&#8217;s sovereignty away for their own short term gains. And that is not acceptable and like it or not this is the one man that is calling them out for what they are, ball-less political tools.</p>
<p><a href="http://www.breitbart.com/big-government/2015/07/06/trump-on-criminal-illegals-both-sides-need-to-grow-up-and-put-americas-interests-first/" rel="nofollow ugc">http://www.breitbart.com/big-government/2015/07/06/trump-on-criminal-illegals-both-sides-need-to-grow-up-and-put-americas-interests-first/</a></p>
<p>At the least he will drive a very useful and politically uncomfortable conversation leading up to the 2016 election, and at the max? Who knows, just let him serve a purpose.</p>
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		By: wodun		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779580</link>

		<dc:creator><![CDATA[wodun]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 18:34:58 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779580</guid>

					<description><![CDATA[I live in Washington state so this may be different in other states. We have an insurance commission that oversees the insurance industry. Rates have climbed steadily since I first got insurance years ago but no rate increases happen without government approval. 

Politicians will blame greedy insurance companies but just remember that no rate hikes take place without government approval.

Same goes for utilities here.]]></description>
			<content:encoded><![CDATA[<p>I live in Washington state so this may be different in other states. We have an insurance commission that oversees the insurance industry. Rates have climbed steadily since I first got insurance years ago but no rate increases happen without government approval. </p>
<p>Politicians will blame greedy insurance companies but just remember that no rate hikes take place without government approval.</p>
<p>Same goes for utilities here.</p>
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		By: wodun		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779579</link>

		<dc:creator><![CDATA[wodun]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 18:33:02 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779579</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779497&quot;&gt;Maurice&lt;/a&gt;.

Don&#039;t need to go through an Obamacare exchange to do that unless you want subsidies.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779497">Maurice</a>.</p>
<p>Don&#8217;t need to go through an Obamacare exchange to do that unless you want subsidies.</p>
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		By: wodun		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779578</link>

		<dc:creator><![CDATA[wodun]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 18:31:48 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779578</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779418&quot;&gt;pzatchok&lt;/a&gt;.

&quot;But its not costing the Government as much as a full on total socialized system would.&quot;

Maybe not the government but we spend more on healthcare than any other nation.

&quot;Sort of like a tax but not a tax.&quot;

It is only constitutional as a tax and that is how it got through SCOTUS despite the administration arguing that it wasn&#039;t a tax.]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779418">pzatchok</a>.</p>
<p>&#8220;But its not costing the Government as much as a full on total socialized system would.&#8221;</p>
<p>Maybe not the government but we spend more on healthcare than any other nation.</p>
<p>&#8220;Sort of like a tax but not a tax.&#8221;</p>
<p>It is only constitutional as a tax and that is how it got through SCOTUS despite the administration arguing that it wasn&#8217;t a tax.</p>
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		By: Maurice		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779497</link>

		<dc:creator><![CDATA[Maurice]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 13:32:17 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779497</guid>

					<description><![CDATA[It was cheaper to have my kids on the local gold plan after it became clear COBRA cost twice the premiums. The sign-up process was a bit convoluted and time consuming, but getting out of coverage wasn&#039;t near as hard as getting in. 
Bottom line, if you can float COBRA for two months you can request a special enrollment period, do all the sign-up on the web site, then have a &quot;navigator&quot; go through all the steps with you and bang, you submit at the end. See it as emergency insurance you can still afford before going full-blown socialized medicine when you can&#039;t.]]></description>
			<content:encoded><![CDATA[<p>It was cheaper to have my kids on the local gold plan after it became clear COBRA cost twice the premiums. The sign-up process was a bit convoluted and time consuming, but getting out of coverage wasn&#8217;t near as hard as getting in.<br />
Bottom line, if you can float COBRA for two months you can request a special enrollment period, do all the sign-up on the web site, then have a &#8220;navigator&#8221; go through all the steps with you and bang, you submit at the end. See it as emergency insurance you can still afford before going full-blown socialized medicine when you can&#8217;t.</p>
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		By: D.K. Williams		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779450</link>

		<dc:creator><![CDATA[D.K. Williams]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 05:55:04 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779450</guid>

					<description><![CDATA[The only thing keeping this healthcare monstrosity from tanking the economy is relatively low gasoline prices. When it eventually goes back to $4 per gallon nationwide, the USA will see 2001 all over again.]]></description>
			<content:encoded><![CDATA[<p>The only thing keeping this healthcare monstrosity from tanking the economy is relatively low gasoline prices. When it eventually goes back to $4 per gallon nationwide, the USA will see 2001 all over again.</p>
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		By: pzatchok		</title>
		<link>https://behindtheblack.com/behind-the-black/points-of-information/obamacare-continues-to-cause-health-insurance-premiums-to-skyrocket/#comment-779418</link>

		<dc:creator><![CDATA[pzatchok]]></dc:creator>
		<pubDate>Mon, 06 Jul 2015 01:02:53 +0000</pubDate>
		<guid isPermaLink="false">http://behindtheblack.com/?p=35030#comment-779418</guid>

					<description><![CDATA[But its not costing the Government as much as a full on total socialized system would. 

Granted the people are still paying more than ever and being forced to do it to boot. Sort of like a tax but not a tax.]]></description>
			<content:encoded><![CDATA[<p>But its not costing the Government as much as a full on total socialized system would. </p>
<p>Granted the people are still paying more than ever and being forced to do it to boot. Sort of like a tax but not a tax.</p>
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