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Finding out what’s in it: It ain’t your doctor!
As Americans have begun shopping for health plans on the insurance exchanges, they are discovering that insurers are restricting their choice of doctors and hospitals in order to keep costs low, and that many of the plans exclude top-rated hospitals. The Obama administration made it a priority to keep down the cost of insurance on the exchanges, the online marketplaces that are central to the Affordable Care Act. But one way that insurers have been able to offer lower rates is by creating networks that are far smaller than what most Americans are accustomed to.
In other words, because of Obamacare, you will either have to pay for your doctor up front and without any help from insurance, or you won’t be able to keep your doctor at all. So much for that promise.