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Another Obamacare co-op folds

Finding out what’s in it: New Jersey’s Obamacare co-op has been taken over by the state and will fold in 2017.

As noted at the link, “that leaves just six of the original 23 Obamacare co-ops in operation next year.”

In other words, Obamacare is steadily going bankrupt, and in the process it is bankrupting the health insurance business. Before the law, it was possible for individuals to buy at a somewhat reasonable price a catastrophic insurance plan that would cover you in case of disaster but required you to pay for most of your routine health care costs. Obamacare outlawed those plans (obviously, someone was lying when he said you could keep your plan if you liked it). The result however is that everyone is forced to buy at very unreasonable prices the equivalent of those same plans, since both premiums and deductibles have risen so much that everyone now has to pay for routine health care costs.

Obviously, this means we should all vote for Hillary Clinton and the Democrats, because they more than anyone else know how to solve the problem they created. Obviously, voting for the Republicans, who predicted this disaster in great detail and with remarkable accuracy, would be a mistake, a clear demonstration of racism or something. And we wouldn’t want to be called racist by Democrats, would we?

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Conscious Choice cover

Now available in hardback and paperback as well as ebook!

 

From the press release: In this ground-breaking new history of early America, historian Robert Zimmerman not only exposes the lie behind The New York Times 1619 Project that falsely claims slavery is central to the history of the United States, he also provides profound lessons about the nature of human societies, lessons important for Americans today as well as for all future settlers on Mars and elsewhere in space.

 
Conscious Choice: The origins of slavery in America and why it matters today and for our future in outer space, is a riveting page-turning story that documents how slavery slowly became pervasive in the southern British colonies of North America, colonies founded by a people and culture that not only did not allow slavery but in every way were hostile to the practice.  
Conscious Choice does more however. In telling the tragic history of the Virginia colony and the rise of slavery there, Zimmerman lays out the proper path for creating healthy societies in places like the Moon and Mars.

 

“Zimmerman’s ground-breaking history provides every future generation the basic framework for establishing new societies on other worlds. We would be wise to heed what he says.” —Robert Zubrin, founder of founder of the Mars Society.

 

All editions available at Amazon, Barnes & Noble, and all book vendors. The ebook can be purchased direct from my ebook publisher, ebookit, in which case you don't support the big tech companies and I get a bigger cut much sooner. Note that the price for the ebook, $3.99, goes up to $5.99 on September 1, 2022.

 

Autographed printed copies are also available at discount directly from me (hardback $24.95; paperback $14.95). Just email me at zimmerman @ nasw dot org.

One comment

  • Edward

    I was not being sarcastic with my comment on another post:
    http://behindtheblack.com/behind-the-black/points-of-information/the-people-directly-hurt-by-obamacare-rises/#comment-928602

    I am one of those scofflaws who is currently gaming the system by not buying health insurance until I get old enough to start getting sick. Why the hell should I pay a couple of hundred thousand dollars, over the years, for insurance that I do not yet need, that does not cover my needs (routine doctor visits) and barely covers catastrophic care? (If I were still in my twenties, I probably could save a good half million by not paying Obamacare premiums before needing care that would make the premium payments worth paying.)

    Frankly, Obamacare has raised healthcare to such high levels that I have to choose between buying health insurance that I don’t yet need and buying food that I do need. Before Obamacare, I would buy the inexpensive catastrophic care, even while unemployed, because I could afford that and food and mortgage payments (I have since paid off my mortgage). Right now, Obamacare costs almost as much as my previous insurance and my (previous) mortgage combined! And the deductible is twice what it was for my previous, affordable catastrophic-insurance policy.

    Obama promised that we would save $2,500 on his Obamacare, but I am saving far more than that — by not buying Obamacare insurance.

    Frankly, if Obamacare’s preexisting-conditions provision is such a good idea for healthcare insurance, then why is it a bad idea for other kinds of insurance? If the Obamacare mandate is such a good idea, then why are we not also mandated to buy policies of every kind of insurance?

    These aren’t really rhetorical questions. I would appreciate it if someone, such as an Obamacare supporter, would answer them.

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