Average Obamacare premiums are unaffordable


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Finding out what’s in it: Independent studies have found that the average cost for health insurance under Obamacare in 2016 will be about $300 a month for the program’s silver plan.

That’s not the biggest problem, according to analysts. For many, their health insurance has dramatically changed under Obamacare. Deductibles and out of pocket expenses are higher, so many of their medical expenses are no longer covered. Some consumers who say they had good, affordable plans prior to the Affordable Care Act say they can no longer afford the new plans, which are substandard in terms of what they cover.

Obviously, this means the voters should throw their support to the Democratic Party and any one of their presidential candidates, all of whom have promised to fix this disaster of a law with even more government-imposed rules.

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2 comments

  • Rick

    They were more concerned with making 60 year olds have coverage for birth control.

    Designed to fail, so people would beg for single payer.

  • Edward

    It is more than the aged being covered for birth control, men are covered for women’s complaints and vice versa. We are treated as hermaphrodites.

    Of course, this over-coverage is only a small part of the reason that Obamacare is so very expensive. Each doctor and each insurance company must hire a horde of bureaucrats in order to comply with the (over)regulations.

    There are plenty of other unnecessary factors that are mandated by Obamacare that drive up its costs, but the factor that most affects costs is that the consumer no longer has any concern over keeping it less expensive, and the insistence that all patients receive the exact same level of care makes for the most inefficient form of healthcare-resource allocation. It is why Canadian healthcare is a complete failure and why getting an ambulance in London takes hours (I heard that 8 hours is the average).

    Think of it as any other industry without consumer restrictions. If we only had five star restaurants so that everyone got the same level of food and service, then food would necessarily be an unnecessarily expensive item. If all we had were fast food drive-throughs, then no one would have an opportunity for nicer meals or better service, and the lines would be long indeed (and for some reason, government would find a way to make even *this* expensive).

    Instead, every other industry allows people to choose the level of quality, speed, service, or price that he desires or can afford. We choose the restaurant we eat at or choose to cook at home; we choose housing according to location, suitability of size, and affordability; Cheap or high quality clothes; monthly, unlimited cell phone service or by the minute; large gas guzzler or compact hybrid. That is just a sample, but with healthcare, we only get a choice of *payment* plans: bronze, silver, gold, or platinum.

    Why our (mis)leadership thinks that healthcare must be one-size-fits-all and must be over (mis)managed is a mystery.

    Meanwhile, we are stuck with the expensive Obamacare and now can only afford the cheap drive through (or cook at home); the ratty apartment over the noisy, smelly restaurant; cheap clothes; cell service by-the-minute (meaning limited calling); and the compact non-hybrid in order to afford the “affordable” health care that we don’t even use, much, because we are healthy (until the fast-food grease catches up with us).

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