Tag: regulation

A recap of the broken promises of Obamacare.

9:58 am

A recap of the broken promises of Obamacare.

Most of these will be familiar to regular readers of Behind the Black, though the article lays them out very clearly. However, this one is a new one to me:

If your state ran a program to help the uninsured, that’s also a violation, because Insurance is what the ACA is all about. It’s a mandate that you purchase insurance. Any unique solutions generated in one of our 50 incubators must stop even if they have served people well, because they will be in violation of the Affordable Care Act. One of the most successful state Medicaid systems was denied a waiver by the Obama administration despite its proven track record. The worst part of one-size-fits-all solutions is that they are tailored for no one. [emphasis in original]

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A Democratic Congressman thinks it “is simply not fair” to make his staffers subject to Obamacare like everyone else.

9:31 pm

My heart bleeds: A Democratic Congressman thinks it “is simply not fair” to make his staffers subject to Obamacare like everyone else.

The problem it seems is that

Dozens of lawmakers and aides are so afraid that their health insurance premiums will skyrocket next year thanks to Obamacare that they are thinking about retiring early or just quitting. The fear: Government-subsidized premiums will disappear at the end of the year under a provision in the health care law that nudges aides and lawmakers onto the government health care exchanges, which could make their benefits exorbitantly expensive.

Well, ain’t that just too damn bad. As I say, my heart bleeds.

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A researcher of fuel cells, manhandled and arrested because he used the wrong mailing labels in selling and shipping sodium to fund his research, was then targeted by the EPA because he wasn’t home to maintain his sodium supplies.

6:16 pm

We’re here to help you: A researcher of fuel cells, manhandled and arrested because he used the wrong mailing labels in selling and shipping sodium to fund his research, was then prosecuted by the EPA because he wasn’t home to maintain his sodium supplies.

On May 27, 2004, federal agents in two black SUVs, waving assault rifles, forced Krister’s car off the road. Manhandling him as if he were a terrorist, they arrested, interrogated, and jailed him. For what? Putting the wrong shipping label—with the correct instructions, mind you—on a box of raw sodium that he sold on eBay.

A jury saw that it was an honest mistake and found Krister “not guilty.” But while Krister was on trial, sodium from his experiments sat in steel drums at an industrial warehouse. The Environmental Protection Agency learned of the additional sodium, determined that Krister had “abandoned” it, and charged him with a federal crime.

Although Krister’s expert witness testified that the sodium was stored properly, a jury found Krister guilty. He served 13 months in federal prison and eight more in a halfway house.

So, what did he do that was morally wrong? Nothing. Not that this matters to our lovely federal government. He did not obey their rules to the letter, even when they themselves made it impossible for him to do so. Thus, he must be destroyed.

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The red tape of the space bureaucracy

1:13 pm

“An article in the Economist today has some chilling conclusions about the difficulties faced by the new commercial space companies.

Although the cost of developing new space vehicles, products and services is high, just as much of a burden can be imposed by such intangible expenses as regulatory compliance, legal fees and insurance premiums.

The article points out the heavy cost to these new space companies caused by insurance requirements and government regulation, including the ITAR regulations that restrict technology transfers to foreign countries. However, this paragraph stood out to me as most significant:

Then there is the question of vehicle certification. The first private astronauts and space tourists may soon take to the skies in new launch vehicles, and the FAA has initially agreed to license commercial spacecraft without certifying, as it does for aircraft, that the vehicles are safe to carry humans. The idea is that specific safety criteria will become apparent only once the rockets are flying and (though it is rarely admitted) an accident eventually happens. This learning period will keep costs down for makers of the new spacecraft, even if significant compliance expenses are likely when it is over. The exemption was meant to have expired last year and was extended to the end of 2015. Commercial space companies are understandably keen for it to be extended again. “In the dawn of aviation, planes had 20 to 30 years before significant legislation applied,” says George Whitesides, the boss of Virgin Galactic.

Back in 2004 I noted in a UPI column the problems caused by these regulations, even as they were being written. (I had also done something at the time that few reporters ever do: I actually read the law that Congress was passing.) Then I said,
» Read more

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According to Ohio’s Insurance Department, Obamacare will cause healthcare rates to rise next year by 88 percent.

9:55 am

Finding out what’s in it: According to Ohio’s Insurance Department, Obamacare will cause healthcare rates to rise next year by 88 percent.

What are the drivers of the increase? According to Milliman, the two biggest drivers are (1) risk pool composition changes, such as forcing the young to subsidize the old, and the healthy to subsidize the sick; and (2) Obamacare’s required expansion of insurance benefits, particularly its mandated reductions in deductibles and co-pays.

This is a significant concept to understand. Some people have the impression that the main reason that rates are going up under Obamacare is because of the law’s requirement that insurers cover people with pre-existing conditions. But that accounts for only a fraction—around a quarter—of the rate hike. The rest comes from all the other things that Obamacare does, such as forcing people to buy richer insurance benefits; to buy products with all sorts of add-ons they might not need; to pay Obamacare’s premium tax; and to pay a lot more, if they’re young, to subsidize older individuals.

In other words, you won’t be able to buy the plan you want. Obamacare forces you to buy a more expensive plan, even if you don’t need it.

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Like your health insurance? You may be losing it.

3:43 pm

Like your health insurance? You may be losing it because of Obamacare.

I like this quote best:

“You’re going to be forcibly upgraded,” said Bob Laszewski, a health care industry consultant. “It’s like showing up at the airline counter and being told, ‘You have no choice, $300 please. You’re getting a first-class ticket, why are you complaining?'”

Sadly, I don’t think it will be this good. Many will decide the first class plan is simply unaffordable, and will instead opt out, paying the IRS fine instead. The result, fewer people having health insurance.

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A Maine doctor has stopped accepting any insurance, posts his prices online, and is doing fine.

9:46 am

The future? A Maine doctor has stopped accepting any insurance, posts his prices online, and is doing fine.

the decision to do away with insurance allows Ciampi to practice medicine the way he sees fit, he said. Insurance companies no longer dictate how much he charges. He can offer discounts to patients struggling with their medical bills. He can make house calls. “I’m freed up to do what I think is right for the patients,” Ciampi said. “If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense.” Ciampi expects more doctors will follow suit. Some may choose to run “concierge practices” in which patients pay to keep a doctor on retainer, he said.

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The stupidity of gun free zones.

10:28 am

The stupidity of gun free zones.

On Monday, May 20, Dan was teaching gym and carrying his handgun in an inside-the-waistband hip holster. So, there was zero chance that his gun would fall out of his holster or hurt his students and a 100 percent chance that Daniel could defend his students if a gunman breached the school. Daniel is highly competent with firearms; he practices at the range monthly and also takes yearly classes to advance his firearm skills.

Another teacher observed what must have been the silhouette of Daniel’s handgun beneath his clothes while he was actively teaching his students. This teacher-observer panicked and told the principal that Daniel had a gun. Without investigating, the principal immediately called the police. Despite the fact that Daniel is a concealed-carry permit holder with a spotless record, the police arrested him for carrying in a “gun free zone.”

A few police officers tried to remove Daniel’s gun from his holster and were unable so Daniel had to tell them how. Which, again, speaks to how secure Daniel’s gun was at his side. To reiterate, there was no chance that his gun would endanger children; there was a very large chance that Daniel could use his gun to save their lives. The Wichita Police Department is a 12-minute drive and seven miles away from White Elementary. In the event of a mass attack, hundreds of defenseless children and teachers could be killed before the cops would arrive.

The man stands to go to jail, for doing nothing more than being prepared to defend the lives of the children he teaches.

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The woman who had been in charge of the IRS office when targeted conservatives beginning in 2010 now heads the IRS office that will enforce Obamacare.

3:52 pm

O goody: The woman who had been in charge of the IRS office when it targeted conservatives beginning in 2010 now heads the IRS office that will enforce Obamacare.

Her name is Sarah Hall Ingram. Remember it, you will hear that name again. Meanwhile, the man who announced his resignation from the IRS today, Joseph Grant, had been her deputy until 2012. He only took over her office after that date, which means most of the scandal occurred during her tenure.

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Seventeen of the nation’s largest healthcare insurance companies now say premiums will rise from 100 to 400 percent under Obamacare.

8:23 pm

Finding out what’s in it: Seventeen of the nation’s largest healthcare insurance companies now say premiums will rise from 100 to 400 percent under Obamacare.

The key reasons for the surge in premiums include providing wider services than people are now paying for and adding less healthy people to the roles of insured, said the report.

Now ain’t that a surprise? The rates go up when you require insurance companies to provide more services while simultaneously requiring them to insure more sick people! Who wudda thunk it?

Actually, every Republican and conservative in the nation, as well as millions of Americans at townhall meetings in 2010, were screaming these basic facts of reality to the Democrats. They just refused to listen.

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Senator Max Baucus (D-Mont.) said Wednesday he fears a “train wreck” as the Obama administration implements Obamacare

11:30 am

Idiot: Senator Max Baucus (D-Mont.) said Wednesday he fears a “train wreck” as the Obama administration implements Obamacare.

Baucus was one of the key architects of Obamacare and voted for it, along with every other Democrat in Congress. That he is only now discovering what a bad law it is is just further proof that he should fired.

The real question is whether the voters will fire him. After the last election I have my doubts.

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Because its FAA test flight permit will expire on May 23, SpaceShipTwo’s first powered flight has to occur by then and be supersonic.

11:00 am

The competition heats up: Because its FAA test flight permit will expire on May 23, SpaceShipTwo’s first powered flight has to occur by then and be supersonic.

What is unclear to me is how the expiration of this permit could affect future flights. Does Virgin Galactic have to get a new permit to continue test flights? What about the tourist flights that are supposed to follow?

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To show support for the New Jersey family that had been threatened by the government for posting a picture of their son holding a rifle, hundreds of parents post pictures of their own gun-toting kids.

8:51 am

Pushback: To show support for the New Jersey family that had been threatened by the government for posting a picture of their son holding a rifle, hundreds of parents post pictures of their own gun-toting kids.

Note also that if you look at the posed pictures, none of the kids have their hands on the trigger. Unlike Michael Bloomberg’s actor in his anti-gun ads, these kids have been taught the safe way to handle a gun.

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