Because of Obamacare, child-only health plans have been discontinued nationwide.
Repeal it: Because of Obamacare, insurance companies nationwide have stopped offering child-only health plans.
Jared Wolfe, executive director of the Texas Association of Health Plans, said it is not because insurers do not want to cover children. The federal health care overhaul [Obamacare], and in particular the pre-existing condition language, has been interpreted to mean that insurers must write a policy for any child who applies, Mr. Wolfe said. That effectively ensures that only sick children will apply for benefits, he said — an unworkable financial scenario for insurance companies.
This happened in New York state back in the 1990s. The state legislature decided to help everyone by mandating that no insurance company could deny insurance to anyone, no matter how sick they were. The result: there was no point buying insurance until you were sick, which meant there was no way the insurance companies could make any profit at all. Instantly the insurance field shrunk, with many companies (including my own) abandoning the state.
But then, who cares? We live in amazing times, when a President can simply order — on his personal authority and without any basis in law — that insurance companies must provide free contraceptives, without anyone having to pay for their manufacture. Who knew what things were possible before Obama was President?
The support of my readers through the years has given me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Four years ago, just before the 2020 election I wrote that Joe Biden's mental health was suspect. Only in this year has the propaganda mainstream media decided to recognize that basic fact.
Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Even today NASA and Congress refuse to recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
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Repeal it: Because of Obamacare, insurance companies nationwide have stopped offering child-only health plans.
Jared Wolfe, executive director of the Texas Association of Health Plans, said it is not because insurers do not want to cover children. The federal health care overhaul [Obamacare], and in particular the pre-existing condition language, has been interpreted to mean that insurers must write a policy for any child who applies, Mr. Wolfe said. That effectively ensures that only sick children will apply for benefits, he said — an unworkable financial scenario for insurance companies.
This happened in New York state back in the 1990s. The state legislature decided to help everyone by mandating that no insurance company could deny insurance to anyone, no matter how sick they were. The result: there was no point buying insurance until you were sick, which meant there was no way the insurance companies could make any profit at all. Instantly the insurance field shrunk, with many companies (including my own) abandoning the state.
But then, who cares? We live in amazing times, when a President can simply order — on his personal authority and without any basis in law — that insurance companies must provide free contraceptives, without anyone having to pay for their manufacture. Who knew what things were possible before Obama was President?
The support of my readers through the years has given me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Four years ago, just before the 2020 election I wrote that Joe Biden's mental health was suspect. Only in this year has the propaganda mainstream media decided to recognize that basic fact.
Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Even today NASA and Congress refuse to recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
Please consider supporting my work here at Behind the Black.
You can support me either by giving a one-time contribution or a regular subscription. There are five ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation:
5. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above. And if you buy the books through the ebookit links, I get a larger cut and I get it sooner.
my mind has been blown away before obama by basically all modern presidents . we have lived in amazing times for decades . it makes me think of a quote from the rappers “camp lo” song “gotcha” …
http://www.youtube.com/watch?v=SMIBS4aOXy0
“Only one higher law code , remington fire…”
which to me means guns create law and the law is basically whatever someone in a position of authority can get away with . it is interesting to see people who aren’t yet used to thier rights being trampled upon join with the many others that have experience and aren’t so surprised when thier rights offer no protection
That’s a good point. None of the talking heads have discussed that the president can now order what services health insurance companies have to offer.