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Because of Obamacare, child-only health plans have been discontinued nationwide.

Repeal it: Because of Obamacare, insurance companies nationwide have stopped offering child-only health plans.

Jared Wolfe, executive director of the Texas Association of Health Plans, said it is not because insurers do not want to cover children. The federal health care overhaul [Obamacare], and in particular the pre-existing condition language, has been interpreted to mean that insurers must write a policy for any child who applies, Mr. Wolfe said. That effectively ensures that only sick children will apply for benefits, he said — an unworkable financial scenario for insurance companies.

This happened in New York state back in the 1990s. The state legislature decided to help everyone by mandating that no insurance company could deny insurance to anyone, no matter how sick they were. The result: there was no point buying insurance until you were sick, which meant there was no way the insurance companies could make any profit at all. Instantly the insurance field shrunk, with many companies (including my own) abandoning the state.

But then, who cares? We live in amazing times, when a President can simply order — on his personal authority and without any basis in law — that insurance companies must provide free contraceptives, without anyone having to pay for their manufacture. Who knew what things were possible before Obama was President?

Genesis cover

On Christmas Eve 1968 three Americans became the first humans to visit another world. What they did to celebrate was unexpected and profound, and will be remembered throughout all human history. Genesis: the Story of Apollo 8, Robert Zimmerman's classic history of humanity's first journey to another world, tells that story, and it is now available as both an ebook and an audiobook, both with a foreword by Valerie Anders and a new introduction by Robert Zimmerman.

 
The ebook is available everywhere for $5.99 (before discount) at amazon, or direct from my ebook publisher, ebookit. If you buy it from ebookit you don't support the big tech companies and the author gets a bigger cut much sooner.


The audiobook is also available at all these vendors, and is also free with a 30-day trial membership to Audible.
 

"Not simply about one mission, [Genesis] is also the history of America's quest for the moon... Zimmerman has done a masterful job of tying disparate events together into a solid account of one of America's greatest human triumphs."--San Antonio Express-News

2 comments

  • my mind has been blown away before obama by basically all modern presidents . we have lived in amazing times for decades . it makes me think of a quote from the rappers “camp lo” song “gotcha” …

    http://www.youtube.com/watch?v=SMIBS4aOXy0

    “Only one higher law code , remington fire…”

    which to me means guns create law and the law is basically whatever someone in a position of authority can get away with . it is interesting to see people who aren’t yet used to thier rights being trampled upon join with the many others that have experience and aren’t so surprised when thier rights offer no protection

  • wodun

    That’s a good point. None of the talking heads have discussed that the president can now order what services health insurance companies have to offer.

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