Behind The Black – Robert Zimmerman

Finding out what’s in it: Link here.

I haven’t described this time any specific discovery about this monstrous law because the article at the link describes too many different examples where the law is failing. Here’s just one to give you a taste:

Insurers say they’ve also been hurt by customers who appear to be waiting until they become sick to buy coverage. The companies blame liberal enforcement of the ACA’s special enrollment exceptions. The law provides an annual enrollment window for several weeks starting in the fall. This is the main chance most people have to enroll or change coverage. But customers can enroll outside that window if insurance needs change because they’ve moved, gotten married or had a child, among other exemptions.

Exchanges have not been asking for birth certificates, marriage licenses or other proof of these life-changing events. Insurers say that leaves them vulnerable. The Montana Health Co-Op had a severely ill customer in a hospital sign up for its coverage in October and then drop a $250,000 bill on the insurer. CEO Jerry Dworak said he asked the exchange operator for details on whether the patient had a legitimate reason for the special enrollment. The exchange would only say that the patient changed ZIP codes.

“They’ve got to do something about the special enrollment because we just got killed on that,” Dworak said.

Read it all. The story also describes how the law’s health exchanges are failing, how healthy people are not signing up, how the law has caused health costs to skyrocket, and how it is causing heath insurance businesses to go bankrupt.

Other than these minor details, however, we all have been able to keep the insurance plans we like, and costs per family have dropped by $2500, just as Barack Obama promised! Let’s hire as our next President his former Secretary of State, who actually first conceived a similar Hillarycare proposal in the 1990s!

Finding out what’s in it: A GAO report has found that the Obamacare bureaucracy gave out millions of dollars in subsidies to more than 35,000 applicants who did not qualify.

Worse, the GAO decided to test the system directly, and created twelve fake applicants whose applications had problems that should have prevented them from receiving subsidies The result?

It was able to secure $2,500 a month subsidies for 11 of those applicants. When CMS [the bureaucracy administering Obamacare] asked for documents to resolve inconsistencies in the files, GAO either sent fake documents or simply didn’t send anything. In both cases, CMS sent letters acknowledging receipt of documents and stating the matter had been resolved. Again, this was the case even when GAO had sent nothing in response to the initial CMS query. In the end, GAO was able to keep all 11 fictitious applicants on subsidies throughout 2014, each one directing about $30,000 in federal funds to an insurer under false pretenses. And it’s worth noting that, later on in the report, GAO makes clear it created this fake applicants with no prior or inside knowledge of any verification procedures that might be applied. This was something that anyone could have done.

There’s more at the link, such as the fact that the bureaucracy also decided, quite arbitrarily, to send subsidies to applicants who claimed they were not in prison, even if those applicants were on the official database of individuals in prison (and thus not qualified for subsidies according to the law).

But hey, Bernie Sanders, Hillary Clinton, and even Donald Trump want to use the government to administer health care. Trump might say he wants to get rid of Obamacare, but he also wants the government to run the system he will create to replace it. What could possibly go wrong?