Behind The Black – Robert Zimmerman

Finding out what’s in it: An Obama supporter discovers she was betrayed by Obama and Obamacare.

My plan was canceled last fall. According to the regulators behind ObamaCare, it was a subpar plan that should no longer be sold to consumers. Another 16,000 Tennesseans on the same plan were similarly dumped. Many, like me, liked their plans and wanted to keep them. This wasn’t my insurer’s fault at all. CoverTN actually fought for me to keep my health care. After I received my cancellation notice, the folks at CoverTN requested that the federal government give them a waiver, which would let them grandfather my plan into ObamaCare. Their request was rejected.

This left me with no health plan and only one choice: Buy a plan through the ObamaCare exchanges.

After weighing my options, I settled on a “platinum” plan. This was the best plan that I could choose. A “bronze,” “silver” or “gold” plan all would leave me paying exorbitant amounts of money on my frequent, and expensive, trips to doctors and specialists. But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy. By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.

All told, I’m likely going to pay more than $6,000 more each year for my medical care.

Just remember: Even as the insurance cancellation notices were going out last fall, the Democrats and Obama were refusing to negotiate any changes to Obamacare, even vowing to shut the government down rather than negotiate. They must really love this law and the things it is doing to innocent people like this woman.

Obamacare marches on: Sick children in Washington state denied insurance coverage for specialty treatment at a children’s hospital.

And then there’s this: A woman with a brain tumor finds she can’t afford treatment any longer, partly because her fees are higher and partly because her employer has cut her hours to avoid Obamacare.

In many cases, people will begin to negotiate directly with their doctors and hospitals. In the long run, this is actually a good thing, as it gets rid of the middle-man insurance company, which shouldn’t really be involved for most routine treatments.

In the short run it is a disaster, however. And just because Obamacare is causing this shift is not a reason to think Obamacare is good. The law was specifically touted by Obama and the Democrats as a way to reduce costs and get everyone health insurance. We now know that was an outright lie, as the law is doing the exact opposite.

Finding out what’s in it: One in five enrollees in Obamacare are likely to have their policy canceled for not paying their premium.

And why have they not paid their premiums? “We figure either those people had a change of heart or thought it was too expensive.”

Wait until later this year, when the cancellation notices go out from small businesses. People will then be so happy the Democrats and Obama were willing to shut the government down in October to keep their law in place.