More penalties from Obamacare

Finding out what’s in it: The Obamacare penalty for not having health insurance is about to triple.

Uninsured Americans who decide not to enroll will face a penalty of $325 per person, more than tripling the $95 penalty those who did not enroll had to pay the first time around. Children under the age of 18 will be fined $162.50. The maximum amount an uninsured family will be penalized is $975 under the flat-rate method. “The penalty is meant to incentivize people to get coverage,” Laura Adams, senior analyst of InsuranceQuotes.com, told CBS News. “This year, I think a lot of people are going to be in for a shock.”

Nor is this the end. According to how the law was written, the penalties will continue to rise in the coming years. Just in time for the next election in fact!

When the law first passed I had said that Obamacare was going to be an election millstone around the necks of Democrats for years, and that is definitely turning out to be true. Expect more Democratic election losses in future elections, unless they change course and join the Republicans in getting this law repealed.

More crushing Obama regulation to come

Despite the just completed elections, where the voters clearly indicated their disinterest in the additional environmental rules supported by Democrats, Obama is gearing up for an “onslaught” of new regulations.

The Obama administration is set to roll out a series of climate and pollution measures that rivals any president’s environmental actions of the past quarter-century — a reality check for Republicans who think last week’s election gave them a mandate to end what they call the White House’s “War on Coal.”

Tied to court-ordered deadlines, legal mandates and international climate talks, the efforts scheduled for the next two months show that President Barack Obama is prepared to spend the remainder of his term unleashing sweeping executive actions to combat global warming. And incoming Senate Majority Leader Mitch McConnell will have few options for stopping the onslaught, though Republicans may be able to slow pieces of it.

If anyone has any doubt left that this president, and the left, doesn’t care what the American public wants, this story lays that doubt to rest forever. Barack Obama dislikes the idea of democracy, of following the will of the people. Instead, he wants to rule as a dictator, dictating the rules that he thinks are right. And the left that supports him supports this tyrannical approach.

A third video of Obamacare’s creator found, insulting Americans

Finding out who wrote it: A third video of Obamacare’s architect, Jonathan Gruber, has been discovered in which he bluntly insults the American public.

“It’s a very clever, you know, basic exploitation of the lack of economic understanding of the American voter,” Gruber, an economist at the Massachusetts Institute of Technology, said during a speech at the University of Rhode Island in November 2012. He was discussing what is known as the Cadillac tax and how it came into being.

Video has also been found where Gruber saying, “Lack of transparency is a huge political advantage. And basically, call it the stupidity of the American voter or whatever, but basically that was really, really critical to get the thing to pass.” Other video shows him saying “the American people are too stupid to understand the difference” between various components of Obamacare.

O boy! Obama wants to regulate the internet!

On Monday the Obama administration declared its desire that the FCC should increase its regulation of the internet, embracing White House proposals for something progressives like to label “net neutrality.”

By backing a policy commonly referred to as Net Neutrality, President Barack Obama is advocating for that the internet to be regulated like any other public utility. “To put these protections in place, I’m asking the [Federal Communications Commission] to reclassifying internet service under Title II of a law known as the Telecommunications Act,” Obama said in a statement on Monday.

Since the issue of “net neutrality” became a hot button progressive issue several years ago, I have tried to figure it out, all to no avail. The issue is so complex that my first instinct is that the government should simply leave well enough alone, since any action the government takes is usually harmful.

Now, however, with Obama putting his brilliant support behind it I have no doubts — these regulatory proposals should be doused with gasoline, burnt to a crisp, then buried in a hole so deep no one will ever be able to dig them up.

I say this not because of any personal hatred of Obama, but because I have seen the disaster of Obama’s biggest regulatory effort, Obamacare. Why should anyone with any brains at all ever trust him again with any future regulatory effort in any area of public policy? No one should. He and the present generation of Democrats proved with Obamacare that their ideas about government regulation are bankrupt. They should quietly sit down and shut up, and let some adults who know how to think run things.

Obamacare enrollments far below government predictions

Finding out what’s in it: The Obama administration admitted today that enrollments in Obamacare in 2015 will be 30 percent below their initial predictions.

Federal officials on Monday sought to lower expectations for upcoming enrollment in Obamacare, announcing that they now believe that only between 9 million and 9.9 million people will be enrolled in Affordable Care Act health insurance plans by the end of 2015. That is well below the 13 million people that the Congressional Budget Office has projected for Obamacare enrollment by the end of 2015. Open enrollment for 2015 plans resumes Saturday.
The new projection, more than 30 percent reduced from the CBO estimate, comes from the Health and Human Services Department, which oversees the Obamacare health reform program.

HHS also said it now appears that it will take longer—perhaps quite a bit longer—than 2017 to reach a “steady state” of 25 million Obamacare enrollees that CBO had been projecting for 2017 enrollment. The reduced projection is due to recent data showing “mixed evidence” about how quickly—and how dramatically—people will shift from employer-sponsored health insurance and non-Obamacare plans into insurance plans sold on government-run marketplaces such as HealthCare.gov, according to HHS. [emphasis mine]

The highlighted sentence once again illustrates how blatantly Obama was lying when he said, “If you like your plan you keep your plain. Period.” The goal was always to force people from the plans they had to government-run healthcare.

Speaking of lies, video from 2013 of the man who designed Obamacare for Obama shows that the Democrats knew they were lying when they described Obamacare in 2009 and 2010, and that they were doing so because they consider the American people “stupid.”

Of course, this story should surprise no one. Lying to the public has been the Democratic/leftwing method of operations since Bill Clinton arrived on the political scene. In fact, it amazes me that anyone is surprised by this.

Focusing on strategy instead of substance

This article, about the back room maneuvers by both political parties leading up to last week’s election, has been making the rounds on all the political websites. Called a “must-read, vivid piece”, it reveals all the strategies, mistakes, and childish in-fighting that took place during the campaign, the kind of stuff that makes many people consider politicians such a lower form of life.

I am normally not interested in these smoke-filled backroom stories as I care a lot more about what politicians do when they are in office. This is why I didn’t read the article until today, two days after it was published and after I had seen it quoted in maybe a dozen other political articles about the election.

Having read it I have to agree it is worthwhile reading, but my main take-away is that its focus on the campaign strategies and maneuvers by politicians of both parties epitomizes all that is wrong with modern political journalism as well as the interests too many of its readers. Only once did the article hint at the actual issues crucial to the election, when it summed up the Republican strategy near the beginning of the article:

From the outset of the campaign, Republicans had a simple plan: Don’t make mistakes, and make it all about Obama, Obama, Obama. Every new White House crisis would bring a new Republican ad. And every Democratic incumbent would be attacked relentlessly for voting with the president 97 or 98 or 99 percent of the time.

That’s it. That’s the only hint at real substance in this whole very long and detailed article.

For you see, the election was about Obama and his fumbling incompetence. It was about the policies he and his Democratic supporters in Congress had foisted on the nation. And it was about how those policies have been a disaster for ordinary people all across the nation.

All the games that these politicians play against each other during campaigns really isn’t that important. It might tell you something about their character, but what really matters is what these guys do, when they are in office. Keep that in mind when the next election rolls around, because I guarantee that the politicians and the journalists who write about them are not going to be interested in talking about that. It would be far too embarrassing.

Why the polls underestimate Tuesday’s Republican sweep

The answer is very simple, at least according to this particular pollster:

The American people cannot stand Barack Obama. They dislike his policies. They dislike his “above it all” demeanor. And they rose out of their chairs and off their couches and came out in droves to defeat anyone who they thought was even remotely supportive of him or his administration.

Yep, I was one of those dumb pollster/analysts who thought that no president in a midterm election could possibly be as big of a drag on candidates as was Obama. But I was wrong. He wasn’t just a drag; he was his own voter turnout machine for Republicans.

How could this be? How could the voters be so blind? Don’t they realize that Barack Obama cares!?

A simple but powerful strategy for Congress against Obama

I’ve read a lot of analysis offering many ideas on what the Republican Congress should do to combat Obama in the next two years, but the best proposal I’ve read yet was posted as a comment to this website earlier today by mpthompson:

The best thing the Republicans can do would be to craft small, simple pieces of legislation that have the broad support of the American people (hmmmm,hmmmm border enforcement) and dare the Obama to veto. Do this week after week until it’s drilled into the electorates heads as to who is really the obstructionist.

Regarding Obamacare. Craft a one page amendment to the law that removes the mandate so that people can choose for themselves whether they want to participate (a pro-choice amendment so to speak). Then another amendment that removes the restrictions on they type of coverage a company can offer (another pro-choice amendment). Then let the public see the Dems for the big-government fascist they are.

There are a host of proposals that could fit this strategy. In addition to the ones suggested above, what about the approving the Keystone pipeline, cancelling the Obamacare medical tax, limiting the abuses of the IRS, limiting Obama’s travel expenses, and punishing the National Park Service for its partisan administration of the law during the Occupy movement and the government shutdown.

I am sure that my readers could think of many many more.

Update: It appears that the new Senate majority leader, Mitch McConnell (R-Kentucky), might be planning to follow this strategy, at least when it comes to Obamacare.

Taking a broad look at Tuesday’s Republican sweep

I don’t have much to add to the numerous reports about yesterday’s election by political pundits far more qualified than I. The Republicans won a big landslide victory yesterday, not only gaining control of the Senate, but winning more seats than expected. They also won more seats in the House than expected, widening their majority there to numbers not seen since the 1920s. In addition, they made it a grand slam by winning a plethora of governorships — many in Democratic stronghold states such as Massachusetts, Illinois, and Maryland — as well as taking control of more state legislatures than ever before.

What matters to me, however, is not the election but what this new Republican majority does with its majority. In the past, 1994 and 2000, they more or less squandered the opportunity to rein in government. In 1994, they allowed the government to grow but at a rate below the rate of inflation so that in a few years this resulted in a balanced budget and surpluses. But the government still grew in power and size. In 2000 they did not even do this, allowing government spending and yearly deficits to balloon, even though they had a Republican president who would have supported them if they had wanted to cut the size of government.

Thus, while I am hopeful, I also remain very skeptical about what will happen in the next few years. In order to prove to me and the conservative base that elected them that these Republicans mean what they say when they say they want to shrink the size of government, they are going to have to prove it with real action. They are going to have show us that they really do want to repeal Obamacare. They are going to have to show us that they really do want to gain some control over the border. And they are going to have to show us that they really do want to cut the budget and get it balanced.

I understand that the Democrats in the Senate and Obama can still block many of these initiatives, but too often Republicans have used this fact as an excuse to not try at all. This must stop! They must apply strong pressure on these left wing ideologues, make them reveal their politics for all to see by forcing them to veto or block these initiatives. Only by demonstrating a resolve to rein in government will anyone believe the Republicans when they claim that’s what they want to do. And by doing so they will also simultaneously expose the Democrats as the left wing ideologues that they are.

Making these points can only be for the good, politically.

Two more points, often unstated but fundamental to what elections in the United States represent.
» Read more

“Medical science doesn’t support official rhetoric on ebola.”

The essay is long, but incredibly detailed, worth reading, and illustrates nicely how little politicians and bureaucrats understand the uncertainty of science and knowledge. Their focus is power and control, and thus they often will say anything that they think will help them maintain that power and control, even if it is an outright lie or misstatement.

In the case of ebola, the misstatements and lies have been frequent, bald-faced, and have done nothing to help these politicians and bureaucrats maintain power and control. If anything, their willingness to say things that were simply not true or not yet known has served to undermine their effectiveness while fueling the public’s increasing distrust and disbelief in anything they say.

That Barack Obama is lying or overstating his flawed knowledge on this subject does not surprise me. That some scientists at the CDC are doing so is a much greater concern.

CDC deletes ebola info from website

Incompetence: One day after posting information that said ebola could be spread by a sneeze, the Centers for Disease Control has deleted that information from its webpage.

It could be the deleted webpage was wrong, which raises the question: Why had they posted it in the first place? Or it could be that the deleted webpage was right, which raises the question: Why did they delete it?

Or it could be that they haven’t the slightest idea what they are doing, which raises the question: Why do so many Americans still want to put their trust, and their lives, at the mercy of these government hacks?

Two Republican senators propose limiting ability of government to confiscate property

Theft by government: Chuck Grassley (R-Iowa) and Rand Paul (R-Kentucky) are both proposing limits to the federal government’s ability to confiscate private property.

Since these confiscations are essentially unconstitutional and illegal, “limiting” the government’s ability here to me seems to be a weak response. These confiscations should cease entirely, now. Still, at least these Republicans are making sounds they want to do something about this fascist behavior.

Cheap alternatives to Obamacare on the rise

Finding out what’s in it: The purchase of short-term health plans outside of Obamacare is sky-rocketing as citizens scramble to avoid the law’s high costs.

A fast-growing, short-term alternative to ObamaCare that allows customers to get cheap, one-year policies could put the government-subsidized plan into a death spiral. The plans, the only ones allowed for sale outside of ObamaCare exchanges, generally cost less than half of what similar ObamaCare policies cost, and are increasing in popularity as uninsured Americans learn they are required to get health coverage. The catch — that the policies only last for a year — is not much of a deterrent, given that customers can always sign up for ObamaCare if their short-term coverage is not renewed.

“Applications rose 30 percent compared to last year,” eHealthInsurance.com Enrollment Specialist Carrie McLean told FoxNews.com. Other providers said they also see rapid growth in the plans, which have a typical monthly premium of just over $100, compared to traditional plans that cost an average of $271.

The irony here is that when Obamacare caused the cancellation of hundreds of thousands if not millions of health plans that people liked, wanted, and could afford, Obama and the Democrats claimed that those plans were cheap and bad plans that those people shouldn’t have liked or purchased in the first place. The Democrats knew better, and because they cared, they passed Obamacare to force everyone off those plans. Now, because Obamacare plans are so expensive many simply can’t afford them, people are buying these short-term health plans, which are exactly like the kind of garbage health plans that the Democrats claimed Obamacare had eliminated.

Thank you Barack Obama and the Democratic Party. Your wisdom knows no bounds!

Note also that when government creates a situation where needed products or goods are no longer affordable, some form of black market in those products or goods is going to appear, no matter what. This is an example of that.

Doctors flee Obamacare

Finding out what’s in it: Because of low reimbursements, complex paperwork and regulations, and requirement that doctors treat patients even if they don’t pay for treatment, almost a quarter of a million doctors have opted out of Obamacare.

Remember, it was the Democratic Party and Barack Obama that gave us Obamacare, and only them. They got no help from anyone else, and actually were not interested in anyone else’s advice. They knew better, and the result has been this disaster. Remember this on election day.

Obamacare forces actors’ union to drop older members from healthplan

Finding out what’s in it: Actors’ Equity Association, the union for stage actors, is dumping its older members from its health insurance plan because of the rising costs of Obamacare.

I guarantee to you that more than 80 percent of the members of this union voted for Obama and support Democratic policies blindly. Now those policies are blind-siding them cruelly, as this quote from the article demonstrates:

“They keep saying there’s a comparable Obamacare option, but there’s not,” one actor said. “I won’t be able to afford to go to [my doctor] anymore.”

Will these liberal actors change their votes? I am pessimistic. From the late seventies to the mid-nineties I worked in the movie industry, and during that time I observed a strong hostility and close-mindedness among this community for any political ideas not labeled “Democratic.” They are the most partisan people I have ever met, and will probably carry that partisanship to their graves — which is likely to happen sooner now that Obamacare is there to “help” them.

The Grand Tetons used as the Obama adminstration’s private playground

The law is for the little people: Obama administration officials, including Vice-President Joe Biden, have been routinely using a closed lodge in Grand Teton National Park for their personal and family vacations.

Vice President Biden and several top White House officials have vacationed with their families at the same log cabin in Grand Teton National Park. Located on Jackson Lake, the rustic getaway is the perfect escape from the fast-paced Washington grind. The cabin also happens to be owned by the federal government, and was banned 20-some years ago by the National Park Service for anything other than “official use.”

This abuse is really not restricted to just elected officials. Park officials also often take advantage of their positions of power to use park facilities for their own pleasure that they ban the public from using.

Obamacare website easy to hack

It appears the wrong people can find out what’s in it: The Obamacare website, which has cost taxpayers hundreds of millions if not a billion dollars (depending on who you ask), turns out to be very easy to hack.

The website requires those enrolling for ObamaCare to supply their first and last name, home address, social security number and paying information — including credit card data. Lamar Smith, chair of the committee looking after the security of the website, said there had been hearings on the “lack of security” around the website. He told Fox News: “What we”ve discovered is that it seems to be easy to be hacked, the security is not secure.

It appears the site was hacked on July 8 but the hack wasn’t discovered until August 25. That gave the hackers almost two months to rummage through the personal files of Americans. How nice.

NASA treats Congress like a doormat, again

Stupid: More than a month after publicly awarding commercial crew contracts to SpaceX and Boeing, NASA has yet to brief Congress on the reasons for its decision.

“To date, the Committee has not been briefed on the source selection, nor has it received the source selection statement, despite the fact that the offerors have been briefed, details were released to the press, the [Government Accountability Office] is now involved; and NASA has decided to proceed with the contracts,” Reps. Lamar Smith (R-Texas) and Steven Palazzo (R-Miss.) wrote in a letter to NASA Administrator Charles Bolden dated Oct. 21. Smith and Palazzo chair the House Science Committee and House Science space subcommittee, respectively.

“We hope that NASA will not expect taxpayers to blindly fund billion-dollar programs absent any information related to the procurement or contract,” wrote Smith and Palazzo, who are ardent supporters of the Space Launch System, major contractual details of which were only finalized this year and have not yet been made public.

These elected officials are not NASA’s allies when it comes to commercial space, so giving them too much information is probably dangerous. At the same time, the choice of Boeing was certainly done to ease their concerns, and keeping them out of the loop is only going to turn them against the commercial space contracts. It serves no purpose. NASA should instead be trying to show them why picking SpaceX and Boeing made sense, and how these two multi-billion dollar contracts will bring many jobs to their districts.

If NASA doesn’t do this basic political massaging, these guys are simply going to try to cut commercial space out when it comes time to negotiate the budget, as they have already tried to do several times in the past.

But then, when it comes to politics this behavior by the Obama administration is par for the course. They might have the right idea, farming out space exploration to the private sector, but their political implementation has often left much to be desired.

Vulnerable Senate Democrats are all Obama rubber-stamps

A vote for Obama: Every single one of the most vulnerable Democrats running for the Senate voted with Obama more than 96 percent of the time.

As senior writer Shawn Zeller writes in this week’s CQ Weekly cover story, Democrats … have been distancing themselves from Obama on the campaign trail not in votes on the Senate floor — whether it be Mark Udall of Colorado, Mark Pryor of Arkansas or Mary L. Landrieu of Louisiana: “Udall disagreed just once, on a Pennsylvania state judge’s nomination to a federal district court. Pryor parted with Obama three times, and Landrieu four, but only one of those votes was on a policy matter. In July, Landrieu voted against Obama’s request for $2.7 billion to deal with the surge of Latin American children entering the U.S. illegally.” Indeed, all of the most vulnerable Democrats voted with President Obama at least 96 percent of the time on the 120 votes on which Obama has urged a “yes” or “no” vote.

There are many take-aways you could get from this story, but I want to emphasis one: These Democratic candidates are all liars and consider the voters stupid. By claiming in their campaigns and debates that they are independent of Obama they are telling us that they think you are too stupid to see through their lies and will vote for them anyway.

Bottom line: a vote for a Democrat this election is a vote for the policies that Barack Obama has foisted on this country the past six years. Is that what we really want?

Note: Sorry for the lack of posts today, but up until now I have honestly not seen anything in the news that I consider worth posting.

Obamacare causes AIDS drug prices to skyrocket

Finding out what’s in it: Because Obamacare has forced AIDS patients off their old health plans, their cost for drugs has skyrocketed.

I wonder how many of these patients, most of whom are gay and thus mostly liberal and supporters of the Democratic Party, will continue to vote Democratic. I wonder if they will finally begin to connect the dots, and realize that their loyalty to the Democratic Party might literally be killing them.

Democrats demand the right to regulate internet speech

Fascists: The Democrats on the Federal Election Commission on Friday called for the heavy regulation of speech on the internet.

In a surprise move late Friday, a key Democrat on the Federal Election Commission called for burdensome new rules on Internet-based campaigning, prompting the Republican chairman to warn that the Left wants to regulate conservative political sites and even news outlets like the Drudge Report.

Democratic FEC Vice Chair Ann M. Ravel announced plans to begin the process to win regulations on Internet-based campaigns and videos, currently free from most of the FEC’s rules. “A reexamination of the commission’s approach to the internet and other emerging technologies is long over due,” she said.

And if you vote for these thugs, you identify yourself as someone supporting fascism.

Heath insurance premiums skyrocketed because of Obamacare

Finding out what’s in it: A new study has confirmed that Obamacare caused dramatic cost increases in health insurance premiums in 2014.

Read the article. Its facts are indisputable and quite depressing. Obamacare is destroying the health insurance industry, which in turn will eventually destroy the health care industry.

Why anyone would vote for the people that gave us this law is beyond my comprehension. Unfortunately, millions are going to, and based on my analysis of the trends of recent polls, the Republicans might get a majority in the Senate but just barely. In a sane world (as used to happen in the past), this would instead have been a landslide election, the voters kicking the Democrats out of power and thus forcing that party to clean house and find better people to run as their candidates.

Sadly, too many Americans instead seem to be as disconnected from reality as their leaders, and increasingly choose party over reality and bankruptcy over competence when they vote.

55,000 Connecticut citizens to lose their health plans

Finding out what’s in it: Because of Obamacare, tens of thousands in Connecticut are expected to lose their health plans this year.

For about the past week or so, health insurance broker Stephen Hunt has been getting phone calls from unhappy clients. “They just keep building up and up and up and up and up,” Hunt said.

The calls are coming from clients who have been notified by their insurer that their policy expires at year’s end and most will have to purchase plans with much higher premiums and much higher deductibles, he said. “We’re not talking about a minor difference in premium. We’re talking about a mortgage payment difference in premium for a lot of people,” Hunt said.

How can this be? Obama and the Democratic Party promised us that under Obamacare, “If you like your plan, you can keep your plan. Period.” They couldn’t have been so stupid as to propose a law that would do exactly the opposite of what they promised, could they? They wouldn’t lie, would they?

Things are going to get worse

Link here. Key quote:

Readers will recall my prediction that fake strategies like those used by the administration go through 3 phases: 1) the denial of the problem; 2) over-confident half measures; 3) blind panic. President Obama is officially at number 3 and has canceled fundraisers in New Jersey and Connecticut “to convene his Cabinet at the White House instead, as U.S. officials grappled with the widening Ebola crisis.”

The panic phase comes very fast because it is actually the moment when a leader realizes he’s running out of the most precious resource a manager can have, which is time. And the administration, for the past six years, has been all about wasting time; about kicking the can down the road. They thought it was clever, a big joke they could play on their Republican successor. But most of the president’s opponents on the world stage, familiar with the idea that strategy is largely the story of time, saw it for the amateur mistake that it was. They saw the president for what he was and took him to the cleaners.

Read it all. It will chill you to the bones. Even if the Democrats get creamed in November’s election the country will still be led by a man and an elite leftist community astonishingly disconnected with reality.

You doubt this? Then please explain the clipboard man to me.

Obama quarantines American soldiers in Africa but not Africans

Incompetence: Even as the Obama administration refuses to consider any real travel restrictions for African citizens of ebola-ravaged countries, it has ordered military officials to quarantine American troops in Africa for up to 21 days if they suspect they might have ebola.

According to CNN, “Commanders also will be given the authority to isolate their entire unit in the region for the final 10 days of a deployment if necessary. All troops will be monitored for 21 days after returning from the mission.”

Currently, citizens of Ebola outbreak countries are required to self-report their possible exposure. The “honor system” of self-reporting was violated by Thomas Eric Duncan, the Liberian man who was the first to be diagnosed with Ebola in the U.S., when he did not voluntarily disclose that he’d carried a pregnant woman in the throes of Ebola.

The restrictions for American troops actually does make sense. The lack of restrictions for Africans, however, is the height of blindness.

Democrats oppose an ebola travel ban

Incompetence: Congressional Democrats have expressed strong opposition to any travel bans from ebola infected countries.

Remember, these are the same people who conceived, wrote, and passed Obamacare, without really reading it or even considering the concerns expressed by many people about the law (all of which have turned out to be true). Thus, it is not surprising they don’t have the brains now to recognize that a quarantine is exactly the right approach to handle ebola at this time, We have a very infectious disease that hasn’t yet broken out into the general populace which we can still keep confined to a small area, where we can more effectively fight it. A quarantine, enforced by a travel ban, will accomplish this.

But these Democrats care! So what they don’t have the ability to think? Let’s vote for them again!

40 to 63% increases in heath insurance premiums in Minnesota

Finding out what’s in it: The health insurance premiums for one major Minnesota health insurance company are expected to increase by 40 to 63 percent in 2015.

The insurer started informing brokers Tuesday about rates for individuals if they renew coverage with the company for next year, said Heidi Michaels, an agent with the Dyste Williams agency in Minneapolis. In the half dozen consumer scenarios she’s looked at, Michaels said she’s consistently seeing premium jumps in the neighborhood of 40 percent to 60 percent. Her analysis, however, did not take into account significant discounts that consumers could see by way of federal tax credits, depending on their income. “They’re going to get substantial rate increases,” Michaels said in an interview Wednesday. “I haven’t seen one below 40 percent.”

Letters with these rate increases will go out the end of October, just before election day. (The company has pulled out of the government exchange, which means they don’t have to keep their rates secret until after the election, as required by the Obama administration, the most transparent in history!)

However, these rate increases indicate strongly how high the rate increases will be across the board. They are going to be ungodly high, possibly so high no one will be able to afford them.

The silent Obamacare protest of doctors

Faced with Obamacare’s high costs and deadening bureaucracy, doctors are finding ways to opt out.

Physicians across the country are responding to this evolution — most recently in response to the Affordable Care Act — by shielding their practices from government interference. This comes in many forms: Rejecting new Medicare and Medicaid patients, transitioning to third-party-free practices and ditching small private practices for employed positions with ever-larger hospital-owned networks.

Incompetence is incompetence, and if you are so stupid as to write an unworkable law that conservatives rightly predicted would do exactly the opposite of what you want — raise costs instead of lowering them, shrink health coverage instead of widening it, corrupt health care instead of improving it — than no one should be surprised if you exhibit incompetence in other areas as well. For example, the incompetence demonstrated by President Obama and the Democratic Party by imposing Obamacare on us is now being illustrated again in how Obama is handling the arrival of ebola on American shores: badly, foolishly, and with nothing but failure as a result.

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