Tag Archives: obamacare

Rand Paul introduces his Obamacare replacement

Competing crap: Senator Rand Paul, who opposes the Obamacare replacement introduced by the Republican leadership, introduced his own bill today to replace Obamacare.

I’ve looked at the summary [pdf] of his bill, and it contains most of the same problems contained in the Republican leadership’s proposal. Neither repeals Obamacare really, since both keep the ability of everyone to wait until they are sick before they buy health insurance, thereby guaranteeing that every health insurance company will go bankrupt.

We need Congress to repeal Obamacare, clean and simple. The tinkering by Congress in this business has only caused problems. The more tinkering they do, the more problems they will cause. They need to get out, now.

A Ted Cruz telecon

Last night I did a long radio appearance with Robert Pratt in Texas. While I was on the air with him he received a notice from Senator Ted Cruz’s office, announcing a press telecon today on the just-passed NASA authorization bill. Pratt asked me if I would be willing to attend that telecon as his press correspondence. I agreed.

The telecon has just ended. Cruz’s statements about that NASA authorization were very uncommitted and vague, though he clearly wants to encourage private space. He also was careful not to say bad things about SLS/Orion, since it sends a lot of money to Texas.

I asked him about the lack of any mention of Earth science research in the authorization bill. He noted that during the Obama administration NASA’S climate research had become politicized, and it is his hope that this will now end, that NASA will continue to do this research but that “it will no longer be used for political purposes.” Like his comments about SLS/Orion, this was a careful answer that avoided setting off a firestorm of controversy.

Cruz did say two things of note however during the press teleconference.

  • Cruz and family is having dinner with Trump tonight
  • Cruz has reservations about the Republican proposal on Obamacare

It appears that Cruz is putting aside the ugly events of the campaign in order to try to exert influence on Trump now. It also appears that he intends to discuss the bad Obamacare replacement bill with Trump, pushing for changes to it.

Republican leadership endorses Obamacare

Yesterday the Republican leadership in Congress unveiled their proposed replacement for Obamacare.

This is not a repeal. It proudly keeps many of the Obamacare provisions that have made health insurance unprofitable, which is why Obamacare and the entire health insurance industry is going bankrupt. First, the Republican proposal keeps the Obamacare requirement that forces insurance companies to accept applicants with pre-existing conditions at no extra charge. Insurance cannot work under this condition. Second, the plan forces insurance companies to cover the children of customers until they are 26.

Several articles today outline the stupidity of this new plan:

From the first article above:

The first thing to understand about the GOP healthcare bill is that it is not merely Obamacare-lite or a bad “replacement” bill. It doesn’t repeal the core of Obamacare in the first place. In fact, the few parts that it repeals or tweaks within a few years will actually intensify the death spiral of Obamacare when mixed with the core regulatory structure, exacerbated by the subsidies that they do keep. And this time, the GOP will own it politically. All of it.

As I say, this is downright stupid. By trying to “fix” this horrible law, all the Republican leadership accomplishes is to poison themselves with it, something Republicans have so far been able to avoid.

The Republicans shouldn’t be passing a different version of Obamacare, they should be trying to repeal it entirely. If the Democrats continue to obstruct, they will then have to face the voters in 2018 in an election that does not favor them to begin with.

Republican leaders propose Obamacare revisions

Cowards: The House Republican leadership today put forth a series of proposals for revisingnot repealing — Obamacare.

A packet distributed to lawmakers at the meeting and obtained by The Hill says the GOP bill will include tax credits, an expansion of health savings accounts, money for high risk pools to care for the sick and a major restructuring of Medicaid to cap federal payments.

No dollar figures for any of the Republican proposals have been presented yet. Lawmakers said that is because the Congressional Budget Office is still analyzing the plan.

Nowhere do these proposals deal with repealing Obamacare’s ban on low-cost catastrophic health insurance plans. In fact, these proposal do little to repeal any of Obamacare’s worst regulations, which make the entire concept of health insurance unsustainable. Instead, these proposals nibble at the edges of the law, and will only serve to make things worse. For example, the proposals will repeal all the taxes that pay for Obamacare’s costs, will eliminate the mandates that force people to buy insurance, but will do nothing to relieve insurance companies from the law’s requirements, such as forcing them to accept every applicant, no matter how sick. Such a crazy arrangement will guarantee that no one will buy health insurance until they need it, making it entirely unprofitable.

The whole mess is simply too complicated. The time has come to do what Alexander the Great did: rather than try to untie the Gordian knot, he simply took a sword and cut it. Congress should do the same to Obamacare. Only then will the health insurance industry have a chance of recovery.

Freedom Caucus to push for swift Obamacare repeal

In a direct clash with the Republican leadership that increasingly wants to slow down a repeal of Obamacare, the conservative House tea party group dubbed the Freedom Caucus announced today that they will push for an immediate repeal of the law.

The House Republican leadership is made up of a bunch of cowards. They fear the polls. They fear the press. They fear the astroturf demonstrations paid for by the left. They fear everything. And they believe in nothing, because if they did believe in freedom and restricting the power of government they would move quickly to repeal Obamacare and let the chips of freedom fall where they may.

Obamacare numbers continue to tank

We are still finding out what’s in it: Enrollment numbers in Obamacare for 2017 turn out to be far worse than any prediction, resulting in more insurance companies considering an exit.

[T]he nonpartisan Congressional Budget Office predicted last year that 15 million Americans would enroll in Obamacare plans through the various marketplaces in 2017 (down from an initial expectation of approximately 21 million when the law first passed. The Obama administration’s Department of Health and Human Services lowered their 2017 expectations to 13.8 million. But the federal exchange totals are hundreds of thousands of consumers off-pace from last year, which was already sufficiently lackluster as to trigger an exodus of several major insurers. …Charles Gaba, a pro-Obamacare tracker of ACA signups, …estimated that to stay on track with the HHS projections, the federal exchange would need to tally roughly 10.6 million enrollees. The actual number was just 9.2 million.

The whole shebang is collapsing, regardless of what the Republicans in Congress do. Read the article, however, because it also provides some interesting analysis of what Congress is considering.

House approves Senate budget resolution repealing Obamacare

The House today approved the Senate budget resolution repealing Obamacare’s tax and spending provisions.

The House voted 227-198 Friday to approve the resolution a day after the Senate voted 51-48 to clear it. Nine conservative House Republicans voted against the measure: Justin Amash of Michigan, Charlie Dent of Pennsylvania, Brian Fitzpatrick of Pennsylvania, Walter Jones of North Carolina, John Katko of New York, Raul Labrador of Idaho, Tom MacArthur of New Jersey, Thomas Massie of Kentucky and Tom McClintock of California.

The resolution, which is nonbinding, sets budgetary and spending levels for Obamacare. It will act as a vehicle for Republicans to craft legislation that would gut Obamacare via the reconciliation process.

What the article does not note is that the Democrats voted 100% against the bill, once again demonstrating their steadfast marriage to this disastrous law. The Republicans who voted against the bill did so because they are sincerely worried about its budgetary impact. The Democrats who voted against it did so because they have become close-minded on the issue, and will defend this law no matter how many voters they offend.

When the next election comes we should remember this and remove more of these fools from office, if only to finally get the Democratic Party to wake up and abandon this bad policy.

Obamacare: The Republican strategy of partial repeal vs full repeal

This National Review editorial today describes very succinctly the strategy being used by the Republican leadership in its effort to repeal Obamacare.

Senate Republicans want to pass a bill that repeals the taxes and spending in Obamacare, but not its regulations. That’s because they think that they can use a legislative process to avoid Democratic filibusters only if they leave the regulations alone. They think that this partial repeal of Obamacare will set the stage for later legislation that repeals the rest of the law and creates a replacement.

The heart of the problem for a full Obamacare repeal is that in the Senate you can pass budgetary items with only 51 votes while regulatory changes require 60. The Democrats plan to filibuster any regulatory changes, thus preventing their repeal.

The editorial opposes this strategy and instead calls for removing the federal government completely from health insurance regulation, the situation that existed prior to the passage of Obamacare. While I totally agree with this stance, I also recognize that the intransigence of the Democrats in the Senate makes it difficult. The only way it could work is if the Republicans could convince 8 Democratic senators to break away from their party and support full repeal. While a large number of Democratic senators are faced with difficult elections in 2018, I don’t think the Republicans could get 8 to agree.

We are thus faced with the unfortunate and bad situation that the Republicans will repeal only part of the law, which will further damage the health care industry. While they hope this damage will strengthen their effort to get the law entirely repealed, I fear that it will instead be used by the Democrats to attack the Republicans and the idea of the repeal itself.

It seems to me that it would be better to offer a full repeal, forcing a Democratic filibuster, and then use that filibuster as a campaign weapon to defeat more Democrats in 2018.

Republicans introduce first measure for repealing Obamacare

A measure introduced in both houses of Congress today begins the process of repealing Obamacare.

Senate Republicans Tuesday took the first step toward repealing Obamacare, with Wyoming Sen. Mike Enzi introducing a measure that would lay the groundwork for specific legislation to be proposed later that would repeal President Barack Obama’s signature domestic program. Enzi’s bill seeks to pave the way for the later bill to pass Congress without fear of a filibuster by Senate Democrats.

The measure, called a budget resolution, directs top congressional committees to cast votes to assemble the repeal legislation by Jan. 27. House Republicans also introduced Enzi’s resolution in the lower chamber.

At this moment we still do not know exactly what the Republicans plan to repeal, and what they intend to keep. What we do know is that in order to pass this repeal in a manner that prevents a filibuster they will not be able to repeal the law entirely. We also do not yet know how quickly they intend the repeal to take effect. There has been much talk of a delay, but that is not yet confirmed.

94% of all new jobs under Obama part time

Finding out what’s in it: Since the imposition of Obamacare a new study now shows that 94% of all new jobs have been part time work.

In their study [Harvard and Princeton economists Lawrence Katz and Alan Krueger] show that from 2005 to 2015, the proportion of Americans workers engaged in what they refer to as “alternative work” soared during the Obama era, from 10.7% in 2005 to 15.8% in 2015. Alternative, or “gig” work is defined as “temporary help agency workers, on-call workers, contract company workers, independent contractors or freelancers”, and is generally unsteady, without a fixed paycheck and with virtually no benefits. The two economists also found that each of the common types of alternative work increased from 2005 to 2015—with the largest changes in the number of independent contractors and workers provided by contract firms, such as janitors that work full-time at a particular office, but are paid by a janitorial services firm.

Krueger, who until 2013 was also the top White House economist serving as chairman of the Council of Economic Advisers under Obama, was “surprised” by the finding. Quoted by quartz, he said “We find that 94% of net job growth in the past decade was in the alternative work category,” said Krueger. “And over 60% was due to the [the rise] of independent contractors, freelancers and contract company workers.” In other words, nearly all of the 10 million jobs created between 2005 and 2015 were not traditional nine-to-five employment.

While the finding is good news for some, such as graphic designers and lawyers who hate going to an office, for whom new technology and Obamacare has made it more appealing to become an independent contractor. But for those seeking a steady administrative assistant office job, the market is grim. It also explains why despite an apparent recovery in the labor market, wage growth has been non-existent, due to the lack of career advancement and salary increase options for this vast cohort which was hired over the past decade. [emphasis in original]

The lack of long term steady full time work with full benefits has especially hit the young badly. They are increasingly being forced to work multiple jobs to pay the bills, all of which lack any kind of benefits.

Obviously, they must keep voting for those Democrats who brought this paradise to them. Obviously!

Republicans consider delaying Obamacare repeal

Failure theater: The Republican leadership is considering a whole range of delays in their so-called effort to repeal Obamacare.

Republicans are debating how long to delay implementing the repeal. Aides involved in the deliberations said some parts of the law may be ended quickly, such as its regulations affecting insurer health plans and businesses. Other pieces may be maintained for up to three or four years, such as insurance subsidies and the Medicaid expansion. Some parts of the law may never be repealed, such as the provision letting people under age 26 remain on a parent’s plan.

House conservatives want a two-year fuse for the repeal. Republican leaders prefer at least three years, and there has been discussion of putting it off until after the 2020 elections, staffers said.

When are these idiots finally going to realize that the voters who put them in office are not Democratic liberals, and specifically want Obamacare repealed, now?

How the new Congress will repeal Obamacare

Link here. In order to get the repeal passed quickly under reconciliation, which requires only a simple majority and was the same procedure the Democrats used to pass the law, the repeal will not cancel the entire law. It will allow it to happen quickly, however.

The plan, then, is to move quickly post-inauguration to pass legislation similar to the one they passed this past January, which was vetoed by Obama. That legislation repealed the law’s major spending provisions — ending the Medicaid expansion and getting rid of the subsidies for individuals to purchase insurance on government-run exchanges. In addition, the repeal bill scrapped the individual and employer mandate penalties, eliminated the law’s taxes and defunded Planned Parenthood. If all goes smoothly, such a bill could reach Trump’s desk in short order, as early as February — or weeks after Inauguration Day. Though it’s possible that this could slip as certain details get ironed out, there is a determination, among leadership in both chambers, to move with speed.

…The thinking is that the previously passed reconciliation bill was already pored over by Senate staffers, who considered many different scenarios. What they ultimately came up with repealed much of the law, had the votes, and passed muster with the parliamentarian. Upsetting this delicate balance by adding or subtracting major elements, the thinking goes, would delay the repeal process, potentially significantly. As for firing the parliamentarian (currently Elizabeth MacDonough) though it’s true that her job is controlled by the majority party, doing so is seen as out of bounds. One senior Senate leadership aide described it as “a total Reid move,” by which the aide meant, it’s the type of strong-armed tactic to game the rules that one would expect from former Senate Majority Leader Harry Reid, that would typically make Republicans apoplectic.

The repeal bill offered here will not change many of the insurance regulations imposed by Obamacare, such as the requirement that insurance companies must accept all customers, even the sick ones. Either Congress will have to revisit this issue later, or we will continue to see the health insurance industry collapse in the coming years.

Obamacare subsidies to go up almost $10 billion next year

Finding out what’s in it: According to a new report, the Obamacare subsidies that are paid to large number of Americans so that they can afford the costly Obamacare health insurance policies will cost taxpayers almost $10 billion in 2017.

The new study estimates that the cost of premium subsidies under the Affordable Care Act will increase by $9.8billion next year, rising from $32.8billion currently to $42.6billion. The average monthly subsidy will increase by $76, or 26 per cent, from $291 currently to $367 in 2017, researchers found.

Currently more than eight in ten consumers buying private health insurance through HealthCare.gov and state markets receive tax credits from the government to help pay their premiums.

Not only can’t we can’t afford the Obamacare premiums, we can’t afford the subsidies either.

Another Obamacare co-op shuts down

Finding out what’s in it: With Maryland’s Obamacare co-op closing on December 8, 20 of the original 24 Obamacare co-ops have gone out of business.

With the near-collapse of Maryland’s co-op — called Evergreen Health — at least 989,000 individuals nationwide have lost their health insurance coverage when the nonprofit co-ops stopped selling insurance to customers, according to TheDCNF’s tally. The losses cost taxpayers at least $2.2 billion in upfront federal loans awarded by the Obama administration to 24 nonprofit co-ops under Obamacare. The co-ops were intended to help keep health care costs down by providing non-profit competition with commercial for-profit insurers. The losses do not include statewide costs where the state or local governments were forced to cover doctor and hospital bills that the failed co-ops could not pay from remaining revenues.

In many cases, those losses were substantial. In New York alone, state taxpayers face at least $200 million in costs owed to medical providers that the bankrupt Health Republic co-op could not cover, according to the Albany Business Review.

The remaining four are all barely surviving, and will likely fail themselves in the next few years, even if the Republican leadership goes chicken and delays the repeal of Obamacare while they haggle over what to do to replace it. What they should do is repeal it outright, and let that very weird and forgotten concept of freedom operate freely. I’ve heard it has worked very well in the past, though unfortunately most elected officials today are ignorant of that history.

Why we have Trump

Link here. The post provides an excellent selection of some of the more memorable and egregious performances by the arrogant press, insulting and attacking and making fun of the tea party protesters. As the author notes,

Dear Media. Psst. Pay deadly-close attention here, for this is nearly the whole game that lost it for you:

1) pols made statements about a new policy to help it pass.
2) policy passed.
3) public discovered the policy was not as described. In a really bad way.
4) pols laughed at the public for believing them in the first place.
5) public learned its lesson, and acted accordingly.

Media: remember who was cheerleading and protecting the politicians who were enacting ACA? Remember who was vilifying those making good faith arguments against it? Defaming them as racists? It was you. And we all remember being lied to by you, too.

When you weren’t simply mocking us.

And this is how you got Trump.

The post ends with a few links to just a few of the Obama administration’s worst power grabs and fascist attacks on citizens, including the Gibson guitar raid and the IRS harassment, both of which the mainstream press either ignored or worked to embargo so that no one would know they happened.

Obamacare Medicaid expansion to overwhelm state budgets

Finding out what’s in it: The 24 states that have accepted the Obamacare Medicaid expansion are about to have their budgets overwhelmed by the much larger numbers of enrollments in that program than was expected.

Obamacare’s Medicaid expansion makes working-age adults with no kids and no disabilities eligible for a welfare program that was costly and ineffective long before Obamacare. The 24 states with a year or more of data available expected no more than 5.5 million would ever sign up, but their expansion enrollment is already 11.5 million – more than double its projected all-time maximum.

Alaska, Indiana, Louisiana, and Montana have not yet released a year of enrollment data, but have all reported Obamacare expansion enrollment higher than their expected maximums, FGA vice president of research Jonathan Ingram and FGA senior research fellow Nicholas Horton noted. “Medicaid expansion already makes welfare for able-bodied adults a higher priority than services for the nearly 600,000 seniors, children with developmental disabilities, individuals with brain injuries, and other vulnerable individuals currently languishing on waiting lists for needed Medicaid services,” Ingram and Horton wrote. “Mounting overruns will soon exacerbate pressure on policymakers to shift even more money away from the truly needy and towards ObamaCare’s able-bodied adults.”

Obamacare expansion benefits are 100 percent federally funded through the end of the calendar year, which has shielded states from billions of dollars in cost overruns since expansion took effect in January 2014. That will soon change. If Obamacare remains in place, states will be on the hook for five percent of their rapidly rising Medicaid expansion costs starting in January. And if President-elect Donald Trump and Republicans in Congress fulfill campaign promises to repeal Obamacare, federal funding for Medicaid expansion could be cut off in a matter of months.

On this issue, at least, there is precedent for congressional Republicans sticking to their word. Last January, President Obama vetoed an Obamacare repeal bill that would have ended Medicaid expansion.

Even if Obamacare is not repealed, these states still face serious budget problems because the cost of this program is, like everything else in Obamacare, far higher than predicted. If Obamacare is repealed, then these states face bankruptcy.

Colorado voters reject single payer Obamacare clone by 80%

Knowing what’s in it: Eighty percent of Colorado voters yesterday soundly rejected a single payer Obamacare clone government health system that would have been funded by a 10% payroll tax.

As the author at the link so nicely puts it:

Allow me to read the tea leaves on this one for a moment. Even the pot smoking, Clinton loving Coloradans can read the writing on the wall if the letters are large enough. The first thing they no doubt noticed was that “free health care” isn’t free at all. It was going to be paid for with a whopping ten percent cut out of all their paychecks. Unless you’re quite well to do, most of you would probably at least notice 10% suddenly disappearing from your income if not winding up crippled by it. So there’s that.

But on a broader palate, this proposal can be easily viewed as the next natural progression beyond Obamacare. The people in Colorado must have access to newspapers or cable news networks is all I can figure. They might have caught wind of how people were losing their doctors, losing their number of available choices in providers, the exchanges around the country were breaking down and their rates were about to go up massively yet again. Having had a taste of all that government medicine goodness might just have put them off their feed when offered an even more government centered plan.

When the Democrats forced Obamacare down our throats in 2010, I said that it more than anything else the left has done in the past century was going discredit their government-run philosophy. It sure appears to be doing exactly that.

“This year, my premium is going up 96 percent. Ninety-six percent.”

Finding out what’s in it: Link here. This quote kind of says it all:

When President Obama sold Obamacare to the American people, he promised three things. 1) That we could keep our plans if we liked them. 2) That the new system would offer competition between great options through an Obamacare marketplace, and 3) That our premiums would go down. Not “go up slower” or “go up but eventually go down,” but go down— $2,500 was the figure.

The letter I got last week is a betrayal of every one of those promises. I did not get to keep the plan I liked. The new system does not offer competition between great options through an Obamacare marketplace. And my premiums have gone up more than 150 percent in two years.

This was all predictable and predicted, by many (including me!).

Nor was she alone. Every single prediction by conservatives about Obamacare has proven true. And everything promised by Obama and the Democrats has turned out to be an insulting lie.

But don’t worry. Americans plan to make Hillary Clinton president and give Congress back to the Democrats so that she and the Democrats can use their same dishonest incompetence to fix the mess they themselves created.

Obamacare premiums skyrocketing again

Finding out what’s in it: The Obama administration today admitted that Obamacare premiums will skyrocket next year as the number of insurance companies available to consumers continues to decrease.

Before taxpayer-provided subsidies, premiums for a midlevel benchmark plan will increase an average of 25 percent across the 39 states served by the federally run online market, according to a report from the Department of Health and Human Services. Some states will see much bigger jumps, others less. Moreover, about 1 in 5 consumers will only have plans from a single insurer to pick from, after major national carriers such as UnitedHealth Group, Humana and Aetna scaled back their roles. “Consumers will be faced this year with not only big premium increases but also with a declining number of insurers participating, and that will lead to a tumultuous open enrollment period,” said Larry Levitt, who tracks the health care law for the nonpartisan Kaiser Family Foundation.

The Democrats wrote this monstrous stupid law. They forced it through Congress without a single Republican vote. Everything that has gone wrong since was predicted then, in 2010, by conservatives. Yet today, the public is still voting for these same Democrats.

We truly are facing the coming of a new dark age.

In related news, all the major hospitals in Chicago, home base for Obama and a Democratic Party stronghold for more than a century, have pulled out of Obamacare.

Vanishing Obamacare plans

Finding out what’s in it: More than a million people are losing their health insurance plans this year as insurers increasingly flee Obamacare.

The number above was determined by

At least 1.4 million people in 32 states will lose the Obamacare plan they have now, according to state officials contacted by Bloomberg. That’s largely caused by Aetna Inc., UnitedHealth Group Inc. and some state or regional insurers quitting the law’s markets for individual coverage.

…Nationwide estimates of the number of people losing their current plans are higher. For example, Charles Gaba, who tracks the law at ACASignups.net, estimates that 2 million to 2.5 million people in the U.S. will lose their current plans, compared with 2 million a year ago. Gaba’s estimate is based on insurance company membership data.

For the people losing plans, there are fewer and fewer choices. One estimate by the Kaiser Family Foundation predicts that for at least 19 percent of the people in Obamacare’s individual market next year there will be only one insurer to choose from.

Obviously, the solution is to ask the people that wrote this bad law to fix it. We should all vote Democratic on election day, and help make this disaster even worse!

Obama meets with health insurance execs in effort to save Obamacare

Finding out what’s in it: Realizing that the next open enrollment period under Obamacare will begin only a week before the election and will present voters with skyrocketing insurance premiums, higher deductables, and fewer choices, Obama met with health insurance execs on Monday to plead for their support.

The two largest insurance carriers, Aetna and UnitedHealth, did not attend, Both have already abandoned most of the Obamacare marketplaces.

The article has a lot of blather about the public relations steps the Obama administration is taking to shore up Obamacare, along with encouraging quotes from some insurance executives. This quote from the article, however, touches on reality, a reality that it appears Obama might finally be discovering. Or to paraphrase Nancy Pelosi’s words, he is finally finding out what’s in it.

But six years after passage of Obama’s signature domestic achievement, the litany of woes afflicting the Obamacare marketplaces is formidable. Enrollment has plateaued at half of what was projected. Three major insurers have largely quit, citing big losses. Double-digit rate hikes are the norm for plans across the country. And roughly one in five Americans may find just one insurer selling plans in their area when they shop for 2017 coverage.

More fraud found in Obamacare

Finding out what’s in it: A new GAO investigation has found that, like its previous reports in 2014 and 2015, it is remarkably easy for fictitious applicants to get approved for both Obamacare and the large subsidizes that go with it.

Our undercover testing for the 2016 coverage year found that the eligibility determination and enrollment processes of the federal and state marketplaces we reviewed remain vulnerable to fraud, as we previously reported for the 2014 and 2015 coverage years. For each of our 15 fictitious applications, the marketplaces approved coverage, including for 6 fictitious applicants who had previously obtained subsidized coverage but did not file the required federal income-tax returns. Although IRS provides information to marketplaces on whether health-care applicants have filed required returns, the federal Marketplace and our selected state marketplace allowed applicants to instead attest that they had filed returns, saying the IRS information was not sufficiently current. The marketplaces we reviewed also relaxed documentation standards or extended deadlines for filing required documentation. After initial approval, all but one of our fictitious enrollees maintained subsidized coverage, even though we sent fictitious documents, or no documents, to resolve application inconsistencies. [emphasis in original]

This report is actually less a condemnation of Obamacare and more a condemnation of the completely incompetent and failed state of the entire federal bureaucracy. They can’t get this job right, but in truth, they pretty much can’t get any job right.

Obviously, we should therefore do what the Democrats propose and give the federal government and its bureaucracy more power and responsibility. That will surely fix things!

Another Obamacare co-op folds

Finding out what’s in it: New Jersey’s Obamacare co-op has been taken over by the state and will fold in 2017.

As noted at the link, “that leaves just six of the original 23 Obamacare co-ops in operation next year.”

In other words, Obamacare is steadily going bankrupt, and in the process it is bankrupting the health insurance business. Before the law, it was possible for individuals to buy at a somewhat reasonable price a catastrophic insurance plan that would cover you in case of disaster but required you to pay for most of your routine health care costs. Obamacare outlawed those plans (obviously, someone was lying when he said you could keep your plan if you liked it). The result however is that everyone is forced to buy at very unreasonable prices the equivalent of those same plans, since both premiums and deductibles have risen so much that everyone now has to pay for routine health care costs.

Obviously, this means we should all vote for Hillary Clinton and the Democrats, because they more than anyone else know how to solve the problem they created. Obviously, voting for the Republicans, who predicted this disaster in great detail and with remarkable accuracy, would be a mistake, a clear demonstration of racism or something. And we wouldn’t want to be called racist by Democrats, would we?

The people directly hurt by Obamacare rises

Finding out what’s in it: A new poll shows that the number of people directly hurt by Obamacare has continued to rise.

Currently, 29% of Americans say Obamacare has hurt them and their family, up from 26% in May, and the highest Gallup has measured to date. Meanwhile, the percentage who say the ACA has helped their family dropped from 22% to 18%. The bulk of Americans, 51%, continue to say the law has “had no effect.” As more provisions of the law have taken effect over the years, the “no effect” percentage has dropped from the first reading of 70%, in early 2012.

Not surprisingly, support for Obamacare, always low, has shrunk as well. As the article at the link notes,

Wait until the next round of open enrollment starts in eight weeks. The number of people who feel the ObamaCare pain is likely to rise even further, especially in places like Tennessee, Minnesota, and other states where premiums will go up 40% or more over 2016.

The fact that in many regions there will be only one or fewer insurance options will help to underline why people increasingly hate Obamacare. Sadly, every one of these failures was predicted by conservatives back in 2010. The Democrats however were too wise and caring to listen. For them, caring is all that matters, even if it means instituting policies that destroy people’s lives.

Obamacare in Tennessee near collapse

Finding out what’s in it: Faced with closure of all of its Obamacare health insurance options, officials in Tennessee have been forced to approve rate increases ranging from 44 to 62 percent.

The rate approvals, while a tough decision, were necessary to ensure that consumers around the state had options when open enrollment begins in November, said Julie Mix McPeak, commissioner of the Tennessee Department of Commerce and Insurance. BlueCross BlueShield of Tennessee is the only insurer to sell statewide and there was the possibility that Cigna and Humana would reduce their footprints or leave the market altogether.

I would characterize the exchange market in Tennessee as very near collapse … and that all of our efforts are really focused on making sure we have as many writers in the areas as possible, knowing that might be one. I’m doing everything I can to prevent a situation where that turns to zero,” McPeak said to The Tennessean. [emphasis mine]

Anyone with any brains (such as the conservatives who predicted in 2010 that this would happen) can see that with these ungodly increases, it is very unlikely that those same insurance options will survive through next year. Be prepared for the complete collapse of the health insurance industry.

By 2017 one-third of U.S will have no Obamacare insurance choices

Finding out what’s in it: Due to the collapse of the Obamacare exchanges, by 2017 one-third of U.S will have no health insurance choices.

Seven entire states are projected to have just one carrier in 2017: Alaska, Alabama, Kansas, North Carolina, Oklahoma, South Carolina and Wyoming, according to research by the Avalere consultancy. And more than half of the country, 55 percent, may end up having two or fewer insurers to choose from on those government-run exchanges, Avalere said. “And there may be some sub-region counties where no plans are available,” a report by Avalere on its analysis found.

I must remind people once again that Obamacare was a law written and pushed through entirely by the Democratic Party and President Obama. The Republican Party, even its generally pro-government leadership, refused to have anything to do with it, noting repeatedly that the law, as written, made no sense and was guaranteed to cause the collapse of the health insurance industry. We are now seeing that happen.

Of course, this means we must all vote Democratic, because their desire to fix the problem by turning the health industry into a nationalized government-run operation, not dissimilar to the Motor Vehicle Department of your state, is obviously the only solution. And you are obviously a racist for disagreeing!

Aetna pulls out of Obamacare

Finding out what’s in it: One of the countries largest health insurance companies, Aetna, announced on Monday that it will stop offering health insurance through Obamacare.

Under Obamacare, Aetna lost $200 million in the second quarter of 2016 alone. Too bad no one predicted this…except for every evil racist homophobic tea party and thoughtful conservative whom the Democrats and Obama preferred slandering instead of listening to what they had to say.

Good thing we are going to vote for those Democrats again. Using their brilliant understanding of economics they will be sure the fix the problem they created!

3rd largest insurer begins retreat from Obamacare

Finding out what’s in it: Aetna, the nation’s third largest health insurer and faced with $300 million in loses, has decided against expanding its participation in the Obamacare exchanges.

They also announced that they are re-evaluating their entire participation in the remaining exchanges.

In related news, Obamacare rates are likely to go up from 23% to 45% in Illinois, and 17.3% in Michigan.

But don’t worry, we’ve got the situation covered. We’re going to vote for Hillary Clinton and Democrats, the people that gave us this failed law. They’ll surely fix it!

Humana abandoning Obamacare

Finding out what’s in it. Humana, one of the nation’s largest heathcare companies, has decided to leave almost half of its Obamacare markets next year.

Humana, one of the nation’s top health insurers, is pulling out of ObamaCare plans in all but a handful of states after a year of nearly $1 billion in losses. The company plans to exit nearly half of its Obamacare markets next year, the company announced during an earnings report Thursday. It will take part in “no more” than 11 state marketplaces, down from 19 states this year, the company said. [emphasis mine]

Remember, it was the insurance companies that lobbied the hardest for Obamacare, figuring they would clean up once the government forced everyone to buy their product. In looking at the numbers above, $1 billion in loses in one year alone, it sure seems that strategy has backfired big time on the insurance companies.

Then again, how could they have possibly known this would happen? No one anticipated this at all, except for those evil tea partiers and those racist conservatives. And who listens to them?

Health insurance rates in California to rise

Finding out what’s in it: Health insurance rates on the Obamacare exchange in California will rise 13% next year.

Large increases on Obamacare exchanges have been par for the course throughout the country this year, which is not really a surprise for anyone who was willing to read more than one sentence of a plethora of predictions made by conservatives in 2010 before Obamacare was passed. They predicted then, as this article notes is now happening, that

Fewer people are signing up through the exchanges than anticipated, and they’re using more health care services than anticipated. That’s left insurers with fewer customers to share the overall cost.

Obviously, according to Obama and Clinton and the entire Democratic Party, the solution to this failed government health program is an even bigger government health program! Won’t that just be peachy-keen!

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