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40 to 63% increases in heath insurance premiums in Minnesota

Finding out what’s in it: The health insurance premiums for one major Minnesota health insurance company are expected to increase by 40 to 63 percent in 2015.

The insurer started informing brokers Tuesday about rates for individuals if they renew coverage with the company for next year, said Heidi Michaels, an agent with the Dyste Williams agency in Minneapolis. In the half dozen consumer scenarios she’s looked at, Michaels said she’s consistently seeing premium jumps in the neighborhood of 40 percent to 60 percent. Her analysis, however, did not take into account significant discounts that consumers could see by way of federal tax credits, depending on their income. “They’re going to get substantial rate increases,” Michaels said in an interview Wednesday. “I haven’t seen one below 40 percent.”

Letters with these rate increases will go out the end of October, just before election day. (The company has pulled out of the government exchange, which means they don’t have to keep their rates secret until after the election, as required by the Obama administration, the most transparent in history!)

However, these rate increases indicate strongly how high the rate increases will be across the board. They are going to be ungodly high, possibly so high no one will be able to afford them.

Pioneer cover

From the press release: From the moment he is handed a possibility of making the first alien contact, Saunders Maxwell decides he will do it, even if doing so takes him through hell and back.

 
Unfortunately, that is exactly where that journey takes him.

The vision that Zimmerman paints of vibrant human colonies on the Moon, Mars, the asteroids, and beyond, indomitably fighting the harsh lifeless environment of space to build new societies, captures perfectly the emerging space race we see today.

He also captures in Pioneer the heart of the human spirit, willing to push forward no matter the odds, no matter the cost. It is that spirit that will make the exploration of the heavens possible, forever, into the never-ending future.

Available everywhere for $3.99 (before discount) at amazon, Barnes & Noble, all ebook vendors, or direct from the ebook publisher, ebookit. And if you buy it from ebookit you don't support the big tech companies and I get a bigger cut much sooner.

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