A survey of health insurance brokers suggests that health insurance rates are increasing at the fastest rate ever seen since these surveys began.

Finding out what’s in it: A survey of health insurance brokers suggests that health insurance rates are increasing at the fastest rate ever seen since these surveys began.

The average increases are in excess of 11% in the small group market and 12% in the individual market. Some state show increases 10 to 50 times that amount. The analysts conclude that the “increases are largely due to changes under the ACA.”

The analysts conducting the survey attribute the rate increases largely to a combination of four factors set in motion by Obamacare: Commercial underwriting restrictions, the age bands that don’t allow insurers to vary premiums between young and old beneficiaries based on the actual costs of providing the coverage, the new excise taxes being levied on insurance plans, and new benefit designs. [emphasis mine]

According to the deputy head of Russia’s space agency, they are not planning any retaliatory sanctions against NASA.

According to the deputy head of Russia’s space agency, they are not planning any retaliatory sanctions against NASA.

Whew! That’s a relief.

Seriously, I never expected them to do anything, as the sanctions NASA has imposed, excluding ISS, are so minor that they mean nothing to Russia. The only people NASA really hopes will react to these sanctions are Congressmen and Senators when they realize how dependent we are on the Russians to get to space.

A new study has found that there is zero correlation between increased spending and improvements in education.

A new study has found that there is zero correlation between increased spending and improvements in education.

While spending has just about tripled in inflation-adjusted dollars and the number of school employees has almost doubled since 1970, reading, math and science scores for students have remained stagnant.

“That is remarkably unusual,” Coulson wrote in his study. “In virtually every other field, productivity has risen over this period thanks to the adoption of countless technological advances — advances that, in many cases, would seem ideally suited to facilitating learning. And yet, surrounded by this torrent of progress, education has remained anchored to the riverbed, watching the rest of the world rush past it.”

Click on the link just to see the main graph. While math, reading, and science scores have remained unchanged for literally decades, spending has skyrocketed. To put it bluntly, we aren’t getting our money’s worth.

Note this quote also:

But if spending has no affect, then why do students at private schools, which charge tuition, perform better than students in public schools? “Actually, the average per-pupil spending in private schools is substantially below the average per-pupil spending in government schools,” Coulson said. He pointed to a study he conducted in New Mexico’s neighboring state of Arizona in which Coulson said average per-pupil spending at private schools was about 66 percent of the cost of public schools.

I wonder if the phrase “public sector unions” comes to anyone’s mind as an explanation for this sad situation,

Obamacare rules have killed a New Jersey healthcare plan aimed at providing healthcare for children.

Finding out what’s in it: Obamacare rules have killed a New Jersey healthcare plan aimed at providing healthcare for children.

While the federal government was trumpeting the benefits of Obamacare to boost enrollment earlier this year, about 1,800 families in New Jersey were receiving letters telling them their children would be losing their health coverage last week. The Affordable Care Act — the federal law that mandates everyone have insurance — effectively killed FamilyCare Advantage, a low-cost option for kids in New Jersey created six years ago for parents who earned too much to qualify for Medicaid and other subsidized programs but too little to buy on a policy on their own. The state program was the first of its kind in the nation.

We have only just begun. The disaster that is Obamacare is going to continue bulldozing its way through the healthcare insurance industry, destroying everything it touches.

However, the two unintended positive consequences of this terrible law might be that 1) it will destroy the careers of many of the Democratic politicians who forced it on us. The Democratic Party has needed a house-cleaning for about two decades. Obamacare might finally give it to us. 2) The destruction of the healthcare industry as we have known it might actually be a good thing in the long run. It might return us to a system where the patient pays for the medical care, which will force prices down and get rid of the middleman insurance company.

Watch how Chicago’s middle class has been destroyed by the radical leftwing Democratic Party during the past forty years.

Watch as a single graph illustrates how the policies of the radical leftwing Democratic Party during the past forty years has destroyed Chicago’s middle class.

Though the propaganda goal of this story is to push the Democratic Party’s new talking point of income equality, the graph does a better job of showing us the consequences of Democratic rule. Chicago has been run by Democrats forever, but only by radical leftwing Democrats since the 1970s, which is exactly when the middle class there started to flee.

Six Senators on Wednesday demanded the Air Force open up competition to more companies for launching its military satellites.

The competition heats up: Six senators on Wednesday demanded the Air Force open up competition to more companies for launching its military satellites.

U.S. senators on Wednesday urged the Air Force to allow more competition in the multibillion-dollar market for launching government satellites, citing rising costs and concerns about Russian-made engines that power some of the U.S. rockets.

Lawmakers said the Air Force’s budget plan for fiscal 2015 reduced opportunities for privately held Space Exploration Technologies (SpaceX) and others to gain a foothold in a program now dominated by the two biggest U.S. weapons makers, Lockheed Martin Corp and Boeing Co.

This demand also bodes badly in an indirect way for SLS. It indicates that these senators are beginning to notice the cost benefit of competition and of using the private market. Such a realization is going to eventually leak into their peanut brains about SLS, and that will not do that program any good, especially if the new commercial private companies like SpaceX continue to show success.

In a vague announcement with unclear ramifications, a NASA memo today suspended “all contact with Russian government officials,” though it exempted all activities in connection with ISS.

In a vague announcement with unclear ramifications, a NASA memo today suspended “all contact with Russian government officials,” though it exempted all activities in connection with ISS.

Given Russia’s ongoing violation of Ukraine¹s sovereignty and territorial integrity, until further notice, the U.S. Government has determined that all NASA contacts with Russian Government representatives are suspended, unless the activity has been specifically excepted. This suspension includes NASA travel to Russia and visits by Russian Government representatives to NASA facilities, bilateral meetings, email, and teleconferences or videoconferences. At the present time, only operational International Space Station activities have been excepted. In addition, multilateral meetings held outside of Russia that may include Russian participation are not precluded under the present guidance.

It appears they are suspending all NASA activities with Russia except ISS, which means that the most important and the bulk of the cooperative work will continue. However, it does mean that the Obama administration has decided to politicize NASA’s operations with Russia in a way that has not been done since the fall of the Soviet Union.

I will be doing a segment on John Batchelor tonight on this developing story.

Climate scientists think the first major El Niño since 1997-1998 is beginning to brew in the Pacific.

Climate scientists think the first major El Niño since 1997-1998 is beginning to brew in the Pacific.

The first sign of a brewing El Niño weather pattern came in January, as trade winds that normally blow from the east reversed course near Papua New Guinea. Barrelling back across the tropical Pacific Ocean, they began to push warm water towards South America. Now climate scientists and forecasters are on high alert.

A major El Niño event — a periodic warming of waters in the eastern equatorial Pacific — could boost temperatures and scramble weather worldwide. The most recent major event, in 1997–98, was linked to thousands of deaths and tens of billions of dollars in damage from droughts, fires and floods across several continents. Yet more than 15 years later, forecasting the timing and intensity of El Niño remains tricky, with incremental improvements in climate models threatened by the partial collapse of an ocean-monitoring system that delivers the data to feed those models.

Note the date of the last event, 1997-1998. This was also the last time the world’s global temperature saw an increase. At the time global warming scientists were saying that global warming would increase the number and severity of El Niño events, which in turn would raise havoc with the climate. Instead, we have gone more than a decade and a half without any significant El Niño event, and the global temperature rise has ceased.

Note also that the article focuses on the difficulty scientists have had in predicting El Niño. These are the same global warming scientists who are also certain they can predict the exact temperature rise for the next two hundred years.

Obama declares that “The debate about repealing Obamacare is over.”

Obama declares that “The debate about repealing Obamacare is over.”

Why does the left always want to shut down debate (“The science is settled!” “The debate is over.” “Deniers should be put in prison!”)?

Meanwhile, there is this story: Obamacare takes a life.

The story is heart-rending, and describes how the regulations imposed by Obamacare literally caused this man’s death. As his doctor said, “You can thank Mr. Obama for this.”

But the debates over! What business is it of this doctor or this dead man’s children to complain? The President has spoken. The discussion must now end!

A complete list of the Obama administration’s Obamacare.delays.

A complete list of the Obama administration’s Obamacare.delays — so far.

As the article quite correctly notes, “Despite all the Obama administration’s talk about Republicans ‘obstructing’ the health-care law, federal officials and Obamacare administrators have done far more damage to Obamacare by delaying some of its most central provisions.”

Worse, the delays have also done significant damage to the rule of law, since under the law the Obama administration had no right to make these delays in the first place.

Whose side are you on?

Whose side are you on?

The three most important words in politics are: “Compared with what?” And I am more than a little sympathetic to conservatives’ complaints about the failures of elected Republicans in Washington, who consistently disappoint us even when they are in the majority. I am also sympathetic to the view that our situation may have deteriorated to the point that even a unified Republican government under the leadership of principled conservatives may not be enough to turn things around. And though I reject the notion that Mitt Romney wasn’t good enough for true-believing conservatives, let’s say, arguendo, that that was the case. Unless you are ready to give up entirely on the notion of advancing conservative principles through the ballot box, you might consider looking at things this way: Even if you do not think that it matters much whether Republicans win, it matters a great deal that Democrats lose.

Maybe you were not that excited that 2012 gave you a choice between Mitt Romney and Barack Obama. I sympathize — I liked Rick Perry. But how is President Romney vs. President Obama a hard choice? How is Senate Majority Leader Mitch McConnell vs. Senate Majority Leader Harry Reid a hard choice? How is Speaker of the House John Boehner vs. Speaker of the House Nancy Pelosi a hard choice?

It isn’t.

Read it all. He smashes to pieces the reasoning many passionate conservatives use to justify not voting at all when they are presented with a choice between a hard leftwing Democratic and what he calls a “squishy RINO.” By abstaining they help put radical leftwing Democrats in power, a circumstance far worse for the country.

This is not to say that we shouldn’t put hard pressure on the squishies to make them less so, only that when push comes to shove, they are still a better option than a politician who is liberal and not squishy.

According to a new report from the federal government, only 6 percent of the country’s electricity comes from green energy sources.

According to a new report from the federal government, only 6 percent of the country’s electricity comes from green energy sources.

What strikes me about this figure is that, if I remember right, back in around 2001 or so green energy sources only contributed about 3% of our electrical needs, and Vice President Dick Cheney then made the point that even if we doubled that number it wasn’t going eliminate the need to burn fossil fuels. For that comment Cheney got pilloried by the press and by green activists for being a barbarian who was against saving the planet.

Well, here we are, about a dozen years later, and we have doubled our use of green energy, and Cheney was 100% right, we are still reliant on fossil fuels.

The odious Chuck Schumer and Harry Reid.

The odious Chuck Schumer and Harry Reid.

And why are they odious? Because they have the nerve to attack a free American citizen for merely disagreeing with them publicly.

“But, senator, can’t we have a disagreement about how charity is funded without calling somebody un-American?” Scarborough countered. He continued to press Schumer to answer his question. “Do you think David Koch is un-American?”

Schumer finally said, “The commercials he runs are not part of the American mainstream. No two people [David Koch and his brother Charles] should have such a huge influence on our politics. That’s not First Amendment … I think the commercials he is running are against the American grain and un-American, yes …. I think what Harry Reid was saying was the actions are un-American. And they are, and they should change.”

I wonder if people quite appreciate how disgusting this all is. Here we have two Democratic senators labeling a private citizen as being “un-American” because that citizen is vocally advocating public policies they disagree with.

Can you imagine the media (and Hollywood) firestorm if Senator Ted Cruz went to the Senate floor and repeatedly accused, say, Jeffrey Katzenberg of being “un-American”–and Mike Lee echoed the charge?

But hey, they’re Democrats, so they must mean well! In fact, they must be so correct that the proper thing to do would be for us to put together a lynch mob and get these un-American Americans. How dare David Koch, or anyone, criticize a Democrat?

The U.S Education Department’s Office for Civil Rights has forced a Michigan school to rip down a brand-new set of bleachers for its boys’ baseball team because the new seating is nicer than the girls’ softball bleachers.

We’re here to help you: The U.S Education Department’s Office for Civil Rights has forced a Michigan school to rip down a brand-new set of bleachers for its boys’ baseball team because the new seating is nicer than the girls’ softball bleachers.

The raised seating deck for the boys’ baseball team, which was paid for with money raised by parents, was put in place because fans who’d come to watch games at Plymouth High School in Canton, Mich., were having a hard time seeing the game through the chain-link fence WJBK-TV reported. The parents installed the new bleachers themselves and even added a new scoreboard to the field, the station reported. [emphasis mine]

So, something that cost the school nothing that the parents of the students themselves wanted isn’t good enough because our wonderful federal government didn’t like it. Tear it down!

Bruce Rauner, the Republican running for governor of Illinois, is proudly running as a RINO.

Bruce Rauner, the Republican running for governor of Illinois, is proudly running as a RINO.

Essentially, he is copying the campaign approach that was used successfully by RINO Senator Mark Kirk.

I do not say this as a criticism. For a Republican to win in the very Democratic enclave of Illinois, he must move to the left. Moreover, a RINO Republican in office in Illinois will still be a step up from a corrupt Democrat. In fact, getting a lot of Democrats fired in that state might actually force some real reform in that party there.

The Republican leadership in the House today held a sham vote to get a spending bill passed.

The Republican leadership in the House today held a sham vote to get a spending bill passed.

They did it because they couldn’t get enough votes from both Republicans and Democrats for the bill. So, “Republican leadership worked with their Democratic counterparts to orchestrate the ploy.”

It is stuff like this that makes me sick for our country: bi-partisan corruption.

The road to hell

Back on December 31, 2013, I put up a post about a New York Times article in which it was reported that Americorps volunteers were losing their health insurance plans because of Obamacare, much to their chagrin.

In reading the article, the quote that stood out to me was this one from one volunteer named Sarah Sklaw.

Sarah L. Sklaw, a 22-year-old Vista member from New York City, said: “I really support the Affordable Care Act, and I don’t want to be a naysayer. But it was surprising and frustrating to be told that our health coverage would not meet the law’s standards, especially because the Corporation for National and Community Service told us at orientation in August that we did not need to worry about the issue.”

My reaction? “In other words, she supported Obamacare, partly because she was told “if she liked her health plan, she could keep her health plan. Period.” She has now discovered that this was a lie and is angry. Who wudda thunk it?”

Last week Sarah Sklaw emailed me. She was very unhappy about my post because in her mind I misrepresented her feelings about the situation. This is her email:
» Read more

The timeline of Obamacare delays arbitrarily imposed by the Obama administration.

The timeline of Obamacare delays arbitrarily imposed by the Obama administration.

Practically all of these are illegal, as the law does not give the president the power to make these changes. Also, note the wide gap from July 2, 2013 to November 27, 2013, when no delay orders were issued. It was during this time period that Obama and the Democrats in Congress were refusing to negotiate with Republicans about a variety of proposed Republican delays to the law. The result of this refusal was the shutdown of the government in October. Had the Democrats been willing to negotiate then, these delays would at least have been legal, and there would not have been a shutdown.

The Obama administration has once again arbitrarily extended the deadline in Obamacare for obtaining health insurance.

The law is such an inconvenient thing: The Obama administration has once again arbitrarily extended the deadline in Obamacare for obtaining health insurance.

This same President, allied with the Democrats in Congress, refused any negotiations in October with Republicans about legally extending the deadline. Then, they were willing to shut the government down. Now, however, they delay things willy-nilly, like petty dictators. It seems childish, petulant, petty, foolish, and not very thoughtful.

But hey, Democrat voters, we gotta support them, through hell or high water, because they care!

The UK’s nationalized hospital system has routinely been using the fetal remains of dead babies for heating fuel.

Unspeakable: The UK’s nationalized hospital system has routinely been using the fetal remains of dead babies for heating fuel.

The bodies of thousands of aborted and miscarried babies were incinerated as clinical waste, with some even used to heat hospitals, an investigation has found. Ten NHS trusts have admitted burning foetal remains alongside other rubbish while two others used the bodies in ‘waste-to-energy’ plants which generate power for heat.

Last night the Department of Health issued an instant ban on the practice which health minister Dr Dan Poulter branded ‘totally unacceptable.’

At least 15,500 foetal remains were incinerated by 27 NHS trusts over the last two years alone, Channel 4’s Dispatches discovered.

When Jonathan Swift wrote A Modest Proposal in 1729, it was harsh satire. Now we find that, with Great Britain’s nationalized healthcare system, it has become reality. Quite horrifying.

Four reasons why the cost of heath insurance will go up again next year.

Finding out what’s in it: Four reasons why the cost of heath insurance will go up again next year.

These rate increases in 2015 will be on top of the higher rates people have been forced to pay in 2014 because of the advent of Obamacare. They are also all because of the existence of Obamacare itself.

Aren’t you glad the Democrats and President Obama have been willing to do almost anything to prevent any legal changes to the law?

Fifty states of Obamacare victims.

Fifty states of Obamacare victims.

The video, embedded below the fold, excerpts news stories from all fifty states about the failures of Obamacare. It is short, but worth watching, as it provides a good fast summary of the innumerable stories that have appeared since the law’s failed roll out in October, showing that the failure is not confined to specific areas but is widespread, covers the entire nation, and involves a wide range of issues.

From the link:

Harry Reid thinks that 50 states of Obamacare cancellations, raised premiums, cut workers’ hours, fines and computer headaches are all lies.

» Read more

Obamacare worked so well some Senators want to do the same for the real estate industry.

Obamacare worked so well some Senators want to do the same thing for the real estate industry.

Top Senate Banking Committee members released plans this week to wind down mortgage giants Fannie Mae and Freddie Mac and replace them with a complicated apparatus disturbingly similar to Obamacare. While the proposal by Senators Tim Johnson (D-SD), the chairman, and Mike Crapo (R-ID), the ranking member, was announced with great fanfare, it simply follows the outlines of another bipartisan bill, offered last year by Sens. Bob Corker (R-TN) and Mark Warner (D-VA). The idea is to get rid of the two government-sponsored enterprises (GSEs) that provide mortgage financing today for most American homes and replace them with a system of private lending with securities explicitly backed by the federal government.

In going through contortions to reinvent the housing finance system, the senators have avoided the obvious solution: keep the basic platform that has generally served American homeowners well but reform it to reduce risks. Instead, Johnson and the others have come up with a contraption that resembles the Affordable Care Act in its convolutions and its potential for unintended consequences.

“There were women and children inside our retail establishment when the (ATF) agents came in with guns drawn.”

Fascist thugs: “There were women and children inside our retail establishment when the (ATF) agents came in with guns drawn.”

The ATF raid was also in defiance of a court-ordered temporary restraining order against the ATF, telling them to leave the business alone. But hey, they’re the government, it’s up to them to decide what laws to enforce!

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