Obamacare could leave 2 million families without insurance

Finding out what’s in it: Because of the way Obamacare is written, two million family members might not be able to get health insurance at affordable rates and will lose the insurance they presently have.

Essentially, the problem is this: Obamacare allows employers to offer insurance to their employees but not their families. However, because the employee has what Obamacare considers “affordable” health insurance in this situation, the employee cannot get any subsidies to pay for the cost of insurance for his or her spouse or children. Thus, the kids and spouse are left in the lurch.

But that’s okay. The Democrats and Obama care about you, even if the policies they force down our throats bankrupt us and ruin our lives. What matters is they care. And that of course means we must all blindly vote for them again and again and again until society falls apart (as it did in cities like Detroit).

Government takes over healthcare spending

Government spending on healthcare has skyrocketed in the past few decades, and due to Obamacare, will rise much higher in the coming decades.

Note that this spending is not on innovation or the actual care of patients, but on bureaucracy and regulatory bodies based in Washington and elsewhere. And isn’t that just what patients need, more bureaucracy?

Note also that one of the Democratic Party’s justifications for passing Obamacare was to reduce costs, but the data outlined in this article strongly suggests that it is exactly this kind of government interference since the Great Society in the 1960s that has caused healthcare costs to rise. Look especially at the graph at the link.

Fewer people to have health insurance under Obamacare

Finding out what’s in it: A new analysis of Obamacare predicts that in the next ten years the number of uninsured Americans will increase by 10 percent while premiums will continue to rise.

We estimate that average annual costs for the cheapest individual plans—the “bronze” plans—may increase by 96 percent, from roughly $2,100 to nearly $4,200. Bronze family plans prices, meanwhile, may increase by nearly 50 percent. The average plan in this category could come close to $13,000 a year in total premiums. Almost every plan will see a price increase of some kind.

Consumers will learn these unpleasant truths in the fall of 2016 when they attempt to extend their policies.

No matter where you live, the effects will ripple across the entire industry. The dramatically higher prices will almost surely drive some consumers out of the exchanges. But they won’t have many places to turn. Many—perhaps most—won’t be eligible for Medicaid, while others won’t have jobs that offer replacement health insurance. People in this position will thus choose between health insurance they can’t afford and becoming uninsured. Not even the IRS penalty will convince everyone to bite the bullet.

Prior to 2016 the law allows insurance companies to use tax dollars, subsidizes from the federal government, to artificially depress premiums. After 2016 that option disappears, and the real cost of Obamacare gets passed to the consumer, most of whom will not be able to afford it.

An Obamacare typo costs family $1.2 million

We’ve only just begun: Because of a typo in a family’s Obamacare healthplan, their insurance company is refusing to pay more than a million dollars in claims in connection with the premature birth of their daughter.

[T]he Review-Journal reports that the Anthem Blue Cross insurance they got through the Nevada Health Link — an ObamaCare exchange — is not paying claims. The payments are being denied, reportedly because the mother’s birth year is incorrectly listed on the insurance card. It should be 1979, but is listed as 1978. The newspaper reports the family is also struggling to get their baby daughter Kinsley added to the insurance. They are facing $1.2 million in medical bills.

They have been unable to get the bureaucracy to fix this simple little problem, which is typical of bureaucracies. Expect a lot more of this in the coming years as the government apparachiks who run Obamacare tighten their grip on our lives.

The count now more than 20

Corruption: More than twenty Obama officials have lost or destroyed emails after learning that Congress wanted to see them.

[I]n each case, the loss wasn’t disclosed to the National Archives or Congress for months or years, in violation of federal law,” House Oversight and Government Reform Committee chairman Darrell Issa (R-California) said of [the] lost e-mails. “It defies logic that so many senior Administration officials were found to have ignored federal record-keeping requirements only after Congress asked to see their e-mails.”

Actually, it doesn’t defy logic. It is perfectly logical. This administration is corrupt, has broken the law numerous times, and is now aggressively destroying evidence to cover-up its corruption.

An Obamacare official deleted her emails in violation of federal law

Ever get a feeling of deja-vu? The official in charge of the rollout of the failed Obamacare website regularly deleted her emails and will thus not be able to comply completely with House investigation subpoenas.

First, this is a lie. Just because she deleted them on her computer does not destroy the emails. Every IT guy in the world is probably laughing his head off at the blatant dishonesty being illustrated here. Second, isn’t it interesting how these Democratic Party politicos think it is their right to ignore the law. Third, isn’t this also typical of the Obama administration itself, the supposedly most transparent administration in history that has probably produced more scandals and coverups per man hour than any administration since Emperor Nero.

The VA pattern of lies

Let me count the ways: VA officials have lied to Congress repeatedly in connection with multiple different investigations in a variety of different states and administrations.

The most egregious example for was the last item of the story above, where VA officials repeatedly told Congress that the employees who had falsified records to cover up long patient wait times had been fired, when in truth no one had been fired at all.

As I like to say, the VA is a perfect example of what government healthcare will be like. And it is coming soon to a hospital and doctor near you!

Obamacare poll numbers crash

Finding out what’s in it: New polls show that the more the public becomes familiar with Obamacare, the more they hate it.

Hey, what’s not to like? Obamacare gives you higher premiums, less availability of doctors, less insurance coverage, more bureaucracy, more paperwork, and — best of all! — increased government interference in your life.

Obamacare continues force premiums to skyrocket.

Finding out what’s in it. Premiums continue to rise, and numerous insurance policies continue to be cancelled, all because of Obamacare.

Writing in Forbes, Manhattan Institute health-policy analyst and NRO contributor Avik Roy discovered that in 3,137 of America’s 3,144 counties, Obamacare has hiked 2014 individual-market premiums by an average of 49 percent. Women saw rates increase in 82 percent of U.S. counties, while they rose in 91 percent of counties for men. Although some have benefited from Obamacare’s subsidies, Roy writes, “Those who face higher premiums, higher taxes, or both, appear to outnumber those whom the law has made better off. That alone isn’t a test of the law’s virtue — but it is a measure of the law’s failed promise.”

The article also describes the cancellation of insurance policies in numerous states, despite Obama’s oft-repeated promise that “if you like your plan you can keep your plan. Period.”

Mangement failures in Obamacare

Finding out what’s not in it: A new GAO report cites epic management incompetence in the Obama administration that caused the disastrous Obamacare website failure.

Among the issues, investigators found that the administration kept changing the contractors’ marching orders for the HealthCare.gov website, creating widespread confusion and adding tens of millions of dollars in costs. Changes were ordered seemingly willy-nilly, including 40 times when government officials did not have the initial authority to incur additional costs.

As a result, the government has spent $840 million on Healthcare.gov and its supporting systems, according to the report.

As I’ve said repeatedly, when you ask the equivalent of the Department of Motor Vehicles to run one-sixth of the U.S. economy, you are guaranteeing this kind of failure. Worse, it is not as if this hasn’t happened before. We have had plenty of experience with failed and bungled government operations in the past four decades. Why do we then demand that we entrust more of our lives to their control?

As Albert Einstein wisely noted, the definition of insanity is doing the same thing over and over again and expecting different results.

Obamacare causes wait time in California emergency rooms to skyrocket

Finding out what’s in it: Because their doctors are no longer accepting their Obamacare health plans, patients are flocking to emergency rooms in California, thus increasing the average wait time for treatment to five hours.

I think this quote from the article summarizes the situation quite nicely:

California doctor Robert Subers told his local news station he cannot accept some Obamacare insurance because the payments are so low he would end up owing money out of his own pocket for each visit. “If it was supposed to increase access to care, Obamacare, and if it was supposed to bring down healthcare costs, I’m trying to find out where it’s done either,” he said.

Hobby Lobby wins

The Supreme Court today struck down the Obamacare contraceptive mandate imposed by the Obama administration on all businesses.

Despite the opinions of many on the left, some of whom have even threatened to burn Hobby Lobby to the ground for making this challenge, this is a victory for religious liberty. Since when in this country did the government get the right to force religious people of any religion into doing things that directly violate their religious beliefs? This rules clearly says the government does not yet have that right.

No one who supports freedom, however, should rest easy. The decision was 5-4, and with a Democratic Party today quite willing to put restrictions on free speech, we must be prepared for more assaults on freedom.

Blacklisting “disruptive” vets from medical care.

We’re here to help you! The Veterans administration keeps a database administrated by secret committees that lists vets as “disruptive” and “disgruntled,” which it then uses to restrict their treatment.

Among examples of patients’ behavior referred to the VA’s “Disruptive Behavior Committees” (yes, that’s what they’re called): venting “frustration about VA services and/or wait times, threatening lawsuits or to have people fired, and frequent unwarranted visits to the emergency department or telephone calls to facility staff.”

As Krause explains, the Disruptive Behavior Committees are secret panels “that decide whether or not to flag veterans without providing due process first. The veteran then has his or her right of access to care restricted without prior notice.”

Obviously, the VA demonstrates once again why we must put the entire healthcare industry under government control. If they can do it to vets, why shouldn’t the rest of the government not have the power to do it to us all!

The VA scandal expands with new report

Coming to a hospital near you! A new report indicates that as many as 1,000 veterans might have died because of corruption and incompetence at the VA.

The report also alleges that the VA routinely performs unnecessary preventative care, cannot process claims in a timely fashion, employs health care providers who have lost their medical licenses, and – as has been widely reported – maintains secret waiting lists in order to create the impression that the department is meeting performance goals set in Washington.

The report further alleges that some VA staff have been implicated in criminal activities, including drug dealing, sexual abuse, attempted kidnapping, theft, and conspiracy. “Earlier this year, one former staffer at the Tampa, Florida, VA was sentenced to six years in federal prison for trading veterans’ personal information for crack cocaine,” CNN reported on Tuesday.

In spite of these failures, VA senior managers are still receiving bonuses.

I want to emphasize again that this is exactly the kind of mess we can expect to occur with our private healthcare system as Obamacare forces the government to interfere with it more and more.

Obamacare has caused a significant spike in emergency room use.

Finding out what’s in it: Obamacare has caused a significant spike in emergency room use.

That 12 percent spike in the number of patients — many of whom aren’t actually facing true emergencies — is spurring the Louisville hospital to convert a waiting room into more exam rooms. “We’re seeing patients who probably should be seen at our (immediate-care centers),” said Lewis Perkins, the hospital’s vice president of patient care and chief nursing officer. “And we’re seeing this across the system.”

That’s just the opposite of what many people expected under Obamacare, particularly because one of the goals of health reform was to reduce pressure on emergency rooms by expanding Medicaid and giving poor people better access to primary care. Instead, many hospitals in Kentucky and across the nation are seeing a surge of those newly insured Medicaid patients walking into emergency rooms.

Almost three million Americans who signed up for Medicaid under Obamacare have not yet had their applications processed.

Finding out what’s in it: Almost three million Americans who signed up for Medicaid under Obamacare have not yet had their applications processed.

The problems are most acute in three states — California, Illinois and North Carolina — where almost 1.5 million Medicaid applicants remain in limbo. Though all three are experiencing high volumes of enrollment, problems vary from California’s balky electronic sign-up system to Illinois’ inability to predict a surge of applications.

The waits are linked in part to the troubled rollout of the federal insurance website healthcare.gov last fall. Alaska, Kansas, Maine and Michigan still are unable to receive applications their residents completed through the federal website. Others such as Georgia received applications submitted last fall in May.

And how is this problem really any different than the problems recently revealed at the VA? In both cases, a large government bureaucracy can’t handle a simple task efficiently and properly. Worse, no one should be surprised. This is what conservatives and tea party activists have been saying since 2009. When you ask the government to handle these kinds of large complex tasks it almost always does a bad job.

Two VA patients committed suicide after their treatments were delayed against the wishes of their psychiatrist.

Finding out what’s in it: Two VA patients committed suicide after their treatments were delayed against the wishes of their psychiatrist.

Dr. Margaret Moxness, who says she was employed at the Huntington VA Medical Center in Charleston, W.Va., from 2008 to 2010, told “Fox & Friends” on Monday that she was told to delay treatment even after she told supervisors they needed immediate care. She said at least two patients committed suicide while waiting for treatment between appointments.

Though the story is specifically about the widening scandal involving the Veterans Administration, it also tells us exactly what to expect from Obamacare in the coming years: bureaucracy, bad patient care, long wait times, and corruption by management. This is what one should expect from any monopolistic government-run program that doesn’t have to deal with competition on the open market.

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