The coming collapse of Obamacare
Finding out what’s in it: Link here.
I haven’t described this time any specific discovery about this monstrous law because the article at the link describes too many different examples where the law is failing. Here’s just one to give you a taste:
Insurers say they’ve also been hurt by customers who appear to be waiting until they become sick to buy coverage. The companies blame liberal enforcement of the ACA’s special enrollment exceptions. The law provides an annual enrollment window for several weeks starting in the fall. This is the main chance most people have to enroll or change coverage. But customers can enroll outside that window if insurance needs change because they’ve moved, gotten married or had a child, among other exemptions.
Exchanges have not been asking for birth certificates, marriage licenses or other proof of these life-changing events. Insurers say that leaves them vulnerable. The Montana Health Co-Op had a severely ill customer in a hospital sign up for its coverage in October and then drop a $250,000 bill on the insurer. CEO Jerry Dworak said he asked the exchange operator for details on whether the patient had a legitimate reason for the special enrollment. The exchange would only say that the patient changed ZIP codes.
“They’ve got to do something about the special enrollment because we just got killed on that,” Dworak said.
Read it all. The story also describes how the law’s health exchanges are failing, how healthy people are not signing up, how the law has caused health costs to skyrocket, and how it is causing heath insurance businesses to go bankrupt.
Other than these minor details, however, we all have been able to keep the insurance plans we like, and costs per family have dropped by $2500, just as Barack Obama promised! Let’s hire as our next President his former Secretary of State, who actually first conceived a similar Hillarycare proposal in the 1990s!
Readers!
Every February I run a fund-raising drive during my birthday month. This year I celebrate my 72nd birthday, and hope and plan to continue writing and posting on Behind the Black for as long as I am able.
I hope my readers will support this effort. As I did in my November fund-raising drive, I am offering autographed copies of my books for large donations. Donate $250 and you can have a choice of the hardback of either Genesis: the Story of Apollo 8 or Conscious Choice: The origins of slavery in America and why it matters today and for our future in outer space. Donate $200 and you can get an autographed paperback copy of either. IMPORTANT! If you donate enough to get a book, please email me separately to tell me which book you want and the address to mail it to.
Please consider supporting my work here at Behind the Black. My analysis of space, politics, and culture, taken from the perspective of an historian, is almost always on the money and ahead of the game. For example, in 2020 I correctly predicted that the COVID panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Every one of those 2020 conclusions has turned out right.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation or subscription:
4. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above.
Finding out what’s in it: Link here.
I haven’t described this time any specific discovery about this monstrous law because the article at the link describes too many different examples where the law is failing. Here’s just one to give you a taste:
Insurers say they’ve also been hurt by customers who appear to be waiting until they become sick to buy coverage. The companies blame liberal enforcement of the ACA’s special enrollment exceptions. The law provides an annual enrollment window for several weeks starting in the fall. This is the main chance most people have to enroll or change coverage. But customers can enroll outside that window if insurance needs change because they’ve moved, gotten married or had a child, among other exemptions.
Exchanges have not been asking for birth certificates, marriage licenses or other proof of these life-changing events. Insurers say that leaves them vulnerable. The Montana Health Co-Op had a severely ill customer in a hospital sign up for its coverage in October and then drop a $250,000 bill on the insurer. CEO Jerry Dworak said he asked the exchange operator for details on whether the patient had a legitimate reason for the special enrollment. The exchange would only say that the patient changed ZIP codes.
“They’ve got to do something about the special enrollment because we just got killed on that,” Dworak said.
Read it all. The story also describes how the law’s health exchanges are failing, how healthy people are not signing up, how the law has caused health costs to skyrocket, and how it is causing heath insurance businesses to go bankrupt.
Other than these minor details, however, we all have been able to keep the insurance plans we like, and costs per family have dropped by $2500, just as Barack Obama promised! Let’s hire as our next President his former Secretary of State, who actually first conceived a similar Hillarycare proposal in the 1990s!
Readers!
Every February I run a fund-raising drive during my birthday month. This year I celebrate my 72nd birthday, and hope and plan to continue writing and posting on Behind the Black for as long as I am able.
I hope my readers will support this effort. As I did in my November fund-raising drive, I am offering autographed copies of my books for large donations. Donate $250 and you can have a choice of the hardback of either Genesis: the Story of Apollo 8 or Conscious Choice: The origins of slavery in America and why it matters today and for our future in outer space. Donate $200 and you can get an autographed paperback copy of either. IMPORTANT! If you donate enough to get a book, please email me separately to tell me which book you want and the address to mail it to.
Please consider supporting my work here at Behind the Black. My analysis of space, politics, and culture, taken from the perspective of an historian, is almost always on the money and ahead of the game. For example, in 2020 I correctly predicted that the COVID panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Every one of those 2020 conclusions has turned out right.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation or subscription:
4. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above.
Mr. Z., Completely on point!
It’s even worse (if you can believe it!) in the Mental-Health, Medicaid realm; depending on what State you are in, it’s possible to enroll in Medicaid & have your previous 31 days of medical expenses completely covered.
I’shocked, shocked that Obamacare is in such trouble. Why didn’t anyone warn us about this prior to 2010?
Have you seen the ObamaCare Credit Card? What a hoot! http://www.obamacarecreditcard.com @MockObamaCare