After a year Obamacare still stinks
Link here. The quote below illustrates nicely the madness of asking the government to run healthcare, or any other complicated aspect of life:
With the state-run exchanges coming down the pike I realized that, at least in the first year, I would be able to purchase health insurance at a reasonable price. So I left my employer in July 2013 and launched my consulting firm. In November 2013, I duly filled out my application to purchase insurance on the D.C. health exchange. After that, nothing happened: The only further communication I received from the exchange was a flurry of letters and emails informing me I had the right to have my communications from the D.C. exchange sent to me in any of 20 different languages, including Irish and Navajo.
After a number of ignored emails and phone calls, I contacted a health insurance “facilitator” to see if she could help me. No dice. She did manage to make the D.C. government verify that the information I had sent them—copies of passports, utility bills, and tax statements—showed that my family did exist and resided in the District, but we still weren’t able to buy insurance going into 2014.
The D.C. exchange assured me that they would straighten things out by mid-January and allow me to buy insurance retroactive to January 1. But it wasn’t until mid-March that we managed to buy insurance. And actually paying for insurance did not end our travails: The exchange mistakenly applied my payments for March and April to January and February instead, which led to our insurance being canceled on April 1, necessitating another flurry of calls and letters. A few months later we received a letter again threatening us with immediate cancellation unless I delivered copies of our passports. Resolving this one was trickier because, upon calling the exchange, the people there denied such a notice was sent until I forwarded a copy to them.
One statistic from my enrollment efforts: In four consecutive months, I spent over 500 minutes on the phone with either the D.C. health exchange or the health insurance company we selected.
Recently, with premium increases for 2015 presumably about to be announced, I thought it might make sense to go on the exchange’s website and see if they had updated prices for competing plans. After 20 minutes of trying to log in without success, I gave up, vowing never to get on the site again.
Even if he could have logged on, he would have had problems finding out the prices for the 2015 plans. Obama did not want those prices revealed prior to the election. While a private business’s only concern would be providing service to its customers so they were willing to buy its product, a government-run operation always has to deal with the political concerns of politicians, which warps its ability to serve its customers.
Readers!
Please consider supporting my work here at Behind the Black. Your support allows me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Only now does it appear that Washington might finally recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation or subscription:
4. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above.
Link here. The quote below illustrates nicely the madness of asking the government to run healthcare, or any other complicated aspect of life:
With the state-run exchanges coming down the pike I realized that, at least in the first year, I would be able to purchase health insurance at a reasonable price. So I left my employer in July 2013 and launched my consulting firm. In November 2013, I duly filled out my application to purchase insurance on the D.C. health exchange. After that, nothing happened: The only further communication I received from the exchange was a flurry of letters and emails informing me I had the right to have my communications from the D.C. exchange sent to me in any of 20 different languages, including Irish and Navajo.
After a number of ignored emails and phone calls, I contacted a health insurance “facilitator” to see if she could help me. No dice. She did manage to make the D.C. government verify that the information I had sent them—copies of passports, utility bills, and tax statements—showed that my family did exist and resided in the District, but we still weren’t able to buy insurance going into 2014.
The D.C. exchange assured me that they would straighten things out by mid-January and allow me to buy insurance retroactive to January 1. But it wasn’t until mid-March that we managed to buy insurance. And actually paying for insurance did not end our travails: The exchange mistakenly applied my payments for March and April to January and February instead, which led to our insurance being canceled on April 1, necessitating another flurry of calls and letters. A few months later we received a letter again threatening us with immediate cancellation unless I delivered copies of our passports. Resolving this one was trickier because, upon calling the exchange, the people there denied such a notice was sent until I forwarded a copy to them.
One statistic from my enrollment efforts: In four consecutive months, I spent over 500 minutes on the phone with either the D.C. health exchange or the health insurance company we selected.
Recently, with premium increases for 2015 presumably about to be announced, I thought it might make sense to go on the exchange’s website and see if they had updated prices for competing plans. After 20 minutes of trying to log in without success, I gave up, vowing never to get on the site again.
Even if he could have logged on, he would have had problems finding out the prices for the 2015 plans. Obama did not want those prices revealed prior to the election. While a private business’s only concern would be providing service to its customers so they were willing to buy its product, a government-run operation always has to deal with the political concerns of politicians, which warps its ability to serve its customers.
Readers!
Please consider supporting my work here at Behind the Black. Your support allows me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Only now does it appear that Washington might finally recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation or subscription:
4. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above.
This is a thought that is not part of the article but is related to the general topic of Obamacare:
Isn’t it strange that the ACA is supposed to require that every American has health insurance, yet the government’s big concern is not that there are as many uninsured Americans this year as last year but that the exchanges need more victims — er — signups in order to remain solvent? They only care that they get a minimum number (somewhere around 11 – 13 million) signed up through the exchanges. They don’t care about our health, they only care about the health of their own, new empire.
The entire rationale for mandating that we all have healthcare insurance — determining how we are to spend our own money, a directive that no other tyranny has ever had the audacity to impose upon its populace — is so that *everyone* would be covered by health insurance. The claim was that the system — requiring insurance companies to insure those with pre-existing conditions — would break down unless we all had health insurance to ensure that we all contributed to the healthcare of those with pre-existing conditions. That is why the law does not allow us to be “self-insured,” meaning that we don’t buy insurance but pay for our own healthcare as we need it.
Starting at the beginning of this year, anyone who did not have health insurance paid for by their employer, parent, guardian, or other benefactor is required by law to purchase their own insurance, even if that is subsidized through the exchanges or through Medicare. That there are so many people still not insured is yet another failure of the system.
So, why is the government *not* concerned that there are so many people choosing to be insurance-free?
And if it isn’t a concern, then why introduce or keep the tyrannical mandate?
Shortly, a lot of people working multiple, part-time jobs without benefits will discover their tax refund confiscated by the IRS to pay the Obamacare fine because they didn’t purchase health insurance they couldn’t afford and they don’t qualify for a subsidy. A sick joke, no pun intended, played on the working poor by Mr. Gruber and his pals in the Democrat party.