Tag: policy

The law is such an inconvenient thing: The Obama administration unilaterally delayed the employer mandate for medium sized businesses today.

The government will now exempt companies employing between 50 and 100 full-time workers from complying with the mandate that they offer employees affordable health insurance by another year, until 2016. Companies that have 100 or more full-time workers, defined as employees who work more than 30 hours per week, still will have to begin complying with the mandate to offer such coverage in 2015 or face financial penalties of up to $3,000 per worker.

Gee, didn’t the Democrats and Obama shut the government down only three months ago, calling the Republicans terrorists for suggesting Obamacare be delayed and screaming that it was “the law of the land!”?

A new study has found that healthcare costs for small businesses have doubled since Obama became President.

The study’s research period begins in 2009, before Obamacare went into effect, but even then I guarantee that the early cost increases were in anticipation of the law that was coming and that no one wanted. Since then, the law has only made things worse.

In a related story, AOL cuts employee benefits, citing Obamacare as the cause.

Finding out what’s in it: An Obama supporter discovers she was betrayed by Obama and Obamacare.

My plan was canceled last fall. According to the regulators behind ObamaCare, it was a subpar plan that should no longer be sold to consumers. Another 16,000 Tennesseans on the same plan were similarly dumped. Many, like me, liked their plans and wanted to keep them. This wasn’t my insurer’s fault at all. CoverTN actually fought for me to keep my health care. After I received my cancellation notice, the folks at CoverTN requested that the federal government give them a waiver, which would let them grandfather my plan into ObamaCare. Their request was rejected.

This left me with no health plan and only one choice: Buy a plan through the ObamaCare exchanges.

After weighing my options, I settled on a “platinum” plan. This was the best plan that I could choose. A “bronze,” “silver” or “gold” plan all would leave me paying exorbitant amounts of money on my frequent, and expensive, trips to doctors and specialists. But the platinum plan was the lesser of two expensive evils. My new plan costs me $373 a month, even after a small subsidy. By comparison, my old plan only cost me $57 a month. And I now pay 25 percent co-insurance on all doctor visits until I reach my out-of-pocket maximum of $1,500. This is much higher than under CoverTN.

All told, I’m likely going to pay more than $6,000 more each year for my medical care.

Just remember: Even as the insurance cancellation notices were going out last fall, the Democrats and Obama were refusing to negotiate any changes to Obamacare, even vowing to shut the government down rather than negotiate. They must really love this law and the things it is doing to innocent people like this woman.

Obamacare marches on: Sick children in Washington state denied insurance coverage for specialty treatment at a children’s hospital.

And then there’s this: A woman with a brain tumor finds she can’t afford treatment any longer, partly because her fees are higher and partly because her employer has cut her hours to avoid Obamacare.

In many cases, people will begin to negotiate directly with their doctors and hospitals. In the long run, this is actually a good thing, as it gets rid of the middle-man insurance company, which shouldn’t really be involved for most routine treatments.

In the short run it is a disaster, however. And just because Obamacare is causing this shift is not a reason to think Obamacare is good. The law was specifically touted by Obama and the Democrats as a way to reduce costs and get everyone health insurance. We now know that was an outright lie, as the law is doing the exact opposite.

Finding out what’s in it: One in five enrollees in Obamacare are likely to have their policy canceled for not paying their premium.

And why have they not paid their premiums? “We figure either those people had a change of heart or thought it was too expensive.”

Wait until later this year, when the cancellation notices go out from small businesses. People will then be so happy the Democrats and Obama were willing to shut the government down in October to keep their law in place.

Finding out what’s in it: The dislike of Obamacare has risen, among the uninsured.

Weren’t the uninsured the group of people Obamacare was designed to specifically help? If their rejection of the law has risen, it provides more evidence of the law’s failure.

Which is no surprise to anyone willing to listen to any analysis of the law by any conservatives these past four years.

Finding out what’s not in it: Enrollees in Obamacare in California are discovering few doctors or hospitals willing to accept their plans.

Worse, they are finding that the lists of doctors and hospitals that supposedly accept Obamacare is wrong.

For his part, Peter Lee, Covered California’s executive director, acknowledged that consumers may be getting misinformation from the state agency or insurer about whether their providers are participating. But, he said, the exchange is prepared to help those consumers get new plans that more suitably meet their needs. “If our directory or the directory of the health plan is wrong and a consumer wants to change plans, we’ll work with them to make sure they can do so,” Lee said in a news call this week. [emphasis mine]