Cheap alternatives to Obamacare on the rise
Finding out what’s in it: The purchase of short-term health plans outside of Obamacare is sky-rocketing as citizens scramble to avoid the law’s high costs.
A fast-growing, short-term alternative to ObamaCare that allows customers to get cheap, one-year policies could put the government-subsidized plan into a death spiral. The plans, the only ones allowed for sale outside of ObamaCare exchanges, generally cost less than half of what similar ObamaCare policies cost, and are increasing in popularity as uninsured Americans learn they are required to get health coverage. The catch — that the policies only last for a year — is not much of a deterrent, given that customers can always sign up for ObamaCare if their short-term coverage is not renewed.
“Applications rose 30 percent compared to last year,” eHealthInsurance.com Enrollment Specialist Carrie McLean told FoxNews.com. Other providers said they also see rapid growth in the plans, which have a typical monthly premium of just over $100, compared to traditional plans that cost an average of $271.
The irony here is that when Obamacare caused the cancellation of hundreds of thousands if not millions of health plans that people liked, wanted, and could afford, Obama and the Democrats claimed that those plans were cheap and bad plans that those people shouldn’t have liked or purchased in the first place. The Democrats knew better, and because they cared, they passed Obamacare to force everyone off those plans. Now, because Obamacare plans are so expensive many simply can’t afford them, people are buying these short-term health plans, which are exactly like the kind of garbage health plans that the Democrats claimed Obamacare had eliminated.
Thank you Barack Obama and the Democratic Party. Your wisdom knows no bounds!
Note also that when government creates a situation where needed products or goods are no longer affordable, some form of black market in those products or goods is going to appear, no matter what. This is an example of that.
Readers!
Please consider supporting my work here at Behind the Black. Your support allows me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Only now does it appear that Washington might finally recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
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Finding out what’s in it: The purchase of short-term health plans outside of Obamacare is sky-rocketing as citizens scramble to avoid the law’s high costs.
A fast-growing, short-term alternative to ObamaCare that allows customers to get cheap, one-year policies could put the government-subsidized plan into a death spiral. The plans, the only ones allowed for sale outside of ObamaCare exchanges, generally cost less than half of what similar ObamaCare policies cost, and are increasing in popularity as uninsured Americans learn they are required to get health coverage. The catch — that the policies only last for a year — is not much of a deterrent, given that customers can always sign up for ObamaCare if their short-term coverage is not renewed.
“Applications rose 30 percent compared to last year,” eHealthInsurance.com Enrollment Specialist Carrie McLean told FoxNews.com. Other providers said they also see rapid growth in the plans, which have a typical monthly premium of just over $100, compared to traditional plans that cost an average of $271.
The irony here is that when Obamacare caused the cancellation of hundreds of thousands if not millions of health plans that people liked, wanted, and could afford, Obama and the Democrats claimed that those plans were cheap and bad plans that those people shouldn’t have liked or purchased in the first place. The Democrats knew better, and because they cared, they passed Obamacare to force everyone off those plans. Now, because Obamacare plans are so expensive many simply can’t afford them, people are buying these short-term health plans, which are exactly like the kind of garbage health plans that the Democrats claimed Obamacare had eliminated.
Thank you Barack Obama and the Democratic Party. Your wisdom knows no bounds!
Note also that when government creates a situation where needed products or goods are no longer affordable, some form of black market in those products or goods is going to appear, no matter what. This is an example of that.
Readers!
Please consider supporting my work here at Behind the Black. Your support allows me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Only now does it appear that Washington might finally recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
You can support me either by giving a one-time contribution or a regular subscription. There are four ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation or subscription:
4. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above.
Statism forces our legitimate self-government underground. Always. like Vaclav Havel wrote about in his soviet era essay The Power of the Powerless.