When you go for your annual physical — free under Obamace — the doctor cannot treat you for, or even answer questions about, any new ailments.
Finding out what’s in it: When you go for your annual physical — free under Obamace — the doctor cannot treat you for, or even answer questions about, any new ailments.
We are obligated by law to code specifically for the reason of the visit. An annual exam is one specific code; you can not mix this with another code, say, for rectal bleeding. This annual visit covers the exam and “discussion about the status of previously diagnosed stable conditions.” That’s the exact wording under that code — insurance will not cover any new ailment under that code. If you are here for that annual exam, you will not be covered if you want to discuss any new ailment or unstable condition. I cannot bait and switch to another code — that’s illegal. We, the physicians, are audited all the time and can lose our license for insurance fraud.
You, the patient, will then have to make a decision. Do you want your “free” yearly exam, or do you want to pay for a visit which is coded for a particular, new problem? You can have my “free” exam if you only discuss what Obamacare wants me to discuss.
In other words, this so-called “free annual physical” is a fraud. In fact, in order for it to be free, both the doctor and the patient have to purposely ignore any new problems that might have come up since the last physical. Or the doctor has to cheat and do work for which he will not be paid.
None of this should be surprising. You allow the government to stick its hands into everything you do, those hands are going to go places you never expected or would have permitted. Just ask anyone who has had to go through airport security.
The support of my readers through the years has given me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Four years ago, just before the 2020 election I wrote that Joe Biden's mental health was suspect. Only in this year has the propaganda mainstream media decided to recognize that basic fact.
Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Even today NASA and Congress refuse to recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
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Finding out what’s in it: When you go for your annual physical — free under Obamace — the doctor cannot treat you for, or even answer questions about, any new ailments.
We are obligated by law to code specifically for the reason of the visit. An annual exam is one specific code; you can not mix this with another code, say, for rectal bleeding. This annual visit covers the exam and “discussion about the status of previously diagnosed stable conditions.” That’s the exact wording under that code — insurance will not cover any new ailment under that code. If you are here for that annual exam, you will not be covered if you want to discuss any new ailment or unstable condition. I cannot bait and switch to another code — that’s illegal. We, the physicians, are audited all the time and can lose our license for insurance fraud.
You, the patient, will then have to make a decision. Do you want your “free” yearly exam, or do you want to pay for a visit which is coded for a particular, new problem? You can have my “free” exam if you only discuss what Obamacare wants me to discuss.
In other words, this so-called “free annual physical” is a fraud. In fact, in order for it to be free, both the doctor and the patient have to purposely ignore any new problems that might have come up since the last physical. Or the doctor has to cheat and do work for which he will not be paid.
None of this should be surprising. You allow the government to stick its hands into everything you do, those hands are going to go places you never expected or would have permitted. Just ask anyone who has had to go through airport security.
The support of my readers through the years has given me the freedom and ability to analyze objectively the ongoing renaissance in space, as well as the cultural changes -- for good or ill -- that are happening across America. Four years ago, just before the 2020 election I wrote that Joe Biden's mental health was suspect. Only in this year has the propaganda mainstream media decided to recognize that basic fact.
Fourteen years ago I wrote that SLS and Orion were a bad ideas, a waste of money, would be years behind schedule, and better replaced by commercial private enterprise. Even today NASA and Congress refuse to recognize this reality.
In 2020 when the world panicked over COVID I wrote that the panic was unnecessary, that the virus was apparently simply a variation of the flu, that masks were not simply pointless but if worn incorrectly were a health threat, that the lockdowns were a disaster and did nothing to stop the spread of COVID. Only in the past year have some of our so-called experts in the health field have begun to recognize these facts.
Your help allows me to do this kind of intelligent analysis. I take no advertising or sponsors, so my reporting isn't influenced by donations by established space or drug companies. Instead, I rely entirely on donations and subscriptions from my readers, which gives me the freedom to write what I think, unencumbered by outside influences.
Please consider supporting my work here at Behind the Black.
You can support me either by giving a one-time contribution or a regular subscription. There are five ways of doing so:
1. Zelle: This is the only internet method that charges no fees. All you have to do is use the Zelle link at your internet bank and give my name and email address (zimmerman at nasw dot org). What you donate is what I get.
2. Patreon: Go to my website there and pick one of five monthly subscription amounts, or by making a one-time donation.
3. A Paypal Donation:
5. Donate by check, payable to Robert Zimmerman and mailed to
Behind The Black
c/o Robert Zimmerman
P.O.Box 1262
Cortaro, AZ 85652
You can also support me by buying one of my books, as noted in the boxes interspersed throughout the webpage or shown in the menu above. And if you buy the books through the ebookit links, I get a larger cut and I get it sooner.
Because my primary care physician doesn’t accept insurance, I can discuss whatever I please, and not worry about whether something will be covered. Nor does his office have to break down the visit into discrete codes. On my last visit we talked about several different concerns. Under the current insurance system, his office probably would have billed an insurance company for several hundred dollars in ‘treatments’. As it was, I spent well under $100, and all of my concerns were addressed.
I have long maintained that health care insurance isn’t the solution, it’s the problem. On a cash basis, the cost to the patient increases, but not onerously so, while the overall cost of healthcare is dramatically reduced. Government – run healthcare increases by an order of magnitude the enormous complexity and cost of the current insurance system, and, as the post demonstrates, reduces the quality of care. But hey, it’s ‘free’.
Lunacy ! This brings to mind Dennis Miller’s quip, “If you think health care is expensive now, wait till it’s free!”…
What!!!! One is tempted to say this law was written by chimps with a typewriter, but that would be a disservice to primates. No, it must have been done by critters lower on the evolutionary scale–Democrats?
I read an article from Forbes, I suggest you all find and read it, ” 5 ways to protect yourself against Obamacare” ,
one of the things it lists is something I have been thinking about, Health savings accounts. It apparently frees you
from these onerous phoney details.
It appears that by Obamacare claiming that you are entitled to a “free” yearly visit the real intent is to end or
elliminate such a thing. Brilliant!
A testament to the American peoples chosen condititon, willfull, unconcious ingnorance.
Just like Obama who talks about something one way and implments it in a 180 degree manner. Again, brilliant!
Another thing, the word “insurance” is now used incorrectly, this is now not insurance. Insurance is a business
model designed to spread risk / cost statistically through out a particular population segment, Obamacare is the
gaurantee of healthcare for all with no risk / cost calculation involved. Its “FREE” !
Their job for this to be successful will be to limit all care and call that success. Its the same thing as a private
company limiting care only this is accomplished by a bunch of politically concerned beauracrats. That can only be
good. NOT!
Call it what it is, American Socialism / Communisum universal healthcare.
The spanking is coming, what remains unknown is the legth of time until or if we wake up.
This is what you get when insurance company lobbyists propose and write our health care laws.
They conned the Democrats into thinking they were giving something away for free and at the same time reforming healthcare.
The Dems fell for it because its what they have always wanted. A sucker is born every moment.
Where is our and the governments cash going? Straight to the insurance companies. Some is taken by fine and then passed onto the insurance companies. Some other is forcibly paid directly to the insurance companies.The last bit is paid in the name of covering the poor directly by the government to the insurance companies.
At no point is the government getting anything from this. Not even enough to cover the new bureaucracy to supposedly manage it.
We will know the people have lost everything if they pass any sort of law limiting complaints or restitution from problems involving the government rules and laws.
Perhaps I am mistaken, but doesn’t Obamacare reduce the amount one can put into HSAs?
This might backfire on lobbyists when they find their companies bankrupted by this insane legislation.