Tag: regulation

EPA violated Endangered Species Act in Colorado

1:18 pm

The law is for the little people: The EPA violated the Endangered Species Act when it began work on the Animas River spill without first consulting with the Fish and Wildlife Service.

Turns out that it is very illegal, as in, criminal and civil charges illegal, when someone does not consult with the Fish and Wildlife Service prior to undertaking a project that poses a threat to endangered critters. In this case, downstream fish.

But, but, but, we didn’t mean to spill all of that acid and lead and whatnot into the river, stammered EPA Chief Gina McCarthy.

That didn’t satisfy GOP Rep. Rob Bishop of Utah who chairs the House Natural Resources Committee, and reminded her repeatedly that the EPA had been warned for more than a year that a blowout was imminent, and therefore consultation on endangered species was required by law before work began at the mine. [emphasis in original]

It turns out that the EPA did not begin the process, required by law, until last night, more than a month after the spill and well after their work began. I wonder how they would treat a private landowner or business who so cavalierly ignored the law.

Also, the head of the Interior Department, Sally Jewell, refused to appear for Congressional hearings, while the EPA head, Gina McCarthy, demanded that she not have to sit next to other witnesses, all of whom were there to describe the disaster her agency has brought down upon them. Moreover, during McCarthy’s testimony she said that no one at the EPA would be held criminally responsible for the spill.

But hey, isn’t the government’s the best way to do things? That’s what Democrats keep telling us. And we believe them, of course, blindly, without question.

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New census data confirms more Obamacare failure

3:07 pm

Finding out what’s not in it: New census data has now confirmed that Obamacare has consistently failed to enroll the predicted numbers of the uninsured.

The population-wide uninsured rate fell from 14.5% in calendar year 2013 to 11.7% in 2014. The total number of uninsured dropped from 45.2 million in 2013 to 36.7 million in 2014–a net of 8.5 million who gained coverage.

While some, including President Obama, have bragged about these numbers, when we compare them with the predictions we find that Obamacare is significantly failing to insure the numbers it promised. Leftwing think tanks had generally predicted numbers 50% to 100% higher. The Obama administration however was even more optimistic.

For example, around the time Congress passed the bill, the Medicare actuary (at Centers for Medicare and Medicaid Services or CMS) had predicted that the number of uninsured would decline by 23.8 million just in its first year! The Congressional Budget Office (CBO) had been somewhat more cautious, but nevertheless expected Obamacare to reduce the number of uninsured by 19 million in 2014 alone.

What these facts teach us is that the utopian dreams of ideologues rarely come close to reality. Often, they not only fall short, they often worsen the situation, which in the case of Obamacare is certainly true. Though more people now have health insurance, that coverage is generally far more expensive and covers far less than plans did prior to the law.

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Obamacare more severely punishes hospitals serving the poor

4:03 pm

Finding out what’s in it: An Obamacare provision to Medicare is instead penalizing hospitals that care for poorer and sicker patients.

The provision penalizes hospitals that have a high readmission rate. What it doesn’t consider is that some hospitals focus on poorer and sicker patients, who also have a higher readmission rate. Obamacare then punishes them for doing so.

But remember! The Democrats and Obama care! What matter if the policies and laws they pass cause harm to the most helpless citizens. What really matters is that we vote for Democrats over and over and over again, no matter how many times they prove to us that their ideas are incredibly foolish.

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Obamacare to punish small businesses for helping employees

8:42 am

Finding out what’s in it: The IRS has announced that the annual fine to businesses — even businesses with less than 50 employees — for helping employees pay their medical expenses will be a mere $36,500.

“We were told over and over during the Obamacare discussions that if you had less than 50 employees there’s no requirement to provide coverage, so you don’t have to worry about any cost factor,” said Ron Aldridge, Mississippi director for the National Federation of Independent Businesses. … If a company has five employees, the total tax would be $182,500. A “large” employer with 50 employees that did not provide insurance in compliance with the Affordable Care Act, would be subject to $2,000 per employee, with the first 30 employees exempt, for a total of $40,000, Aldridge said.

And then there’s this gem:

The Mississippi Insurance Department said: “The rule appears nowhere in the Affordable Care Act but was developed by the Obama administration’s regulation writers at the IRS.” [emphasis mine]

Not only is this IRS rule illegal, as it isn’t based on anything written in the Obamacare law, it starkly illustrates the inhumane attitude of the Obama administration and people there who wrote it. The rule demands that employers look the other way if their employees are in trouble because of medical expenses. It also surprises everyone by suddenly imposing Obamacare on all businesses, even tiny ones which had been promised they were exempt from the law.

In fact, based on the information in this article, even an independent contractor like myself could be found in violation of this rule and subject to fines.. Essentially, I am not allowed to use my profits from my business to pay for my medical costs,

In other words, this administration wants to hurt people.

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New EU tax law puts thousands out of business

11:42 am

We’re here to help you! A major revision to the VAT tax in the European Union tax has caused the shutdown of thousands of businesses because they cannot afford to meet the complex rules and bureaucracy required.

Designed to prevent large businesses locating themselves in VAT-competitive territories, it had the predictable effect of drowning small businesses under a sea of bureaucracy, forcing them to access the data required to prove the customer’s location, figure out which of more than 80 VAT rates to apply, and issue an invoice in the correct language, currency and layout. Unable to afford the costly software required to deal with the regulation, thousands of small business and sole traders have closed or abandoned their enterprises. Most of those who have continued to trade have either moved to third party platforms, losing up to 70 percent of their total revenue (not just non-domestic sales) in commission, or spent thousands on software.

“The human cost to these businesses is vast”, Clare Josa is co-founder of EU VAT Action commented for EU Observer. “The only reason the Digital Single Market is still functioning is because awareness levels are below 5 percent, so most businesses are continuing to trade under the former system. As awareness rises, the damage will soar.”

Read the whole article. The quote above only gives a small taste of the problem caused entirely by government bureaucrats and elected officials who seem divorced from reality. And though this is a European governmental disaster, it is instructive for Americans to learn about it. Like Obamacare, the new VAT tax rules were imposed with the best of intentions, but completely ignored the reality of meeting those intentions. The result is financial ruin for thousands of businesses and individuals.

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Wyoming farmer defies the EPA

8:37 am

Defiant! A Wyoming farmer has filed suit against the EPA for demanding he disassemble a small stock pond he built on his own property, after following all the state’s rules and getting all the proper permits.

The EPA’s fines, $75K per day, have now accumulated to over $16 million. He is challenging the agency, saying that he followed all the rules, that the pond is on his own property, and that the EPA does not have jurisdiction.

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States okay big insurance premium increases caused by Obamacare

9:22 am

Finding out what’s in it: State insurance regulatory agencies have been routinely granting the gigantic rate increases requested by health insurance companies due to the costs imposed on them by Obamacare.

It’s the third year in a row for huge rate hikes, all due to the uncertainties built into the mandate-driven system of ObamaCare. The White House explained the hikes after the first year as an artifact of sudden access to care, but by year three that explanation has worn thin. The cost curve isn’t bending downward in any phase of health care, and it’s not even bending upward any longer. It’s skyrocketing, and insurers are reflecting that in their premium hikes.

At the same time that premiums have escalated, of course, deductibles have expanded almost exponentially for some families. Consumers are paying outrageously high premiums for insurance they will almost certainly never access, thanks to the need to spend thousands more out of pocket on top of these premiums before insurers have to cover anything but wellness checks.

Obviously this is the fault of Bush-Reagan and the evil Republicans in Congress, none of whom wrote or voted for Obamacare and in fact opposed it vehemently. Obama and the Democrats, who wrote the law and then forced it through Congress, are obviously innocent of any blame for that law’s disasters. Let’s vote for them again!

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EPA withholds Colorado disaster documents demanded by Congress

3:58 pm

Surprise! The EPA, when ordered by Congress to release documents describing that agency’s planning prior to the toxic waste disaster it caused in Colorado, has failed to meet the deadline set by Congress for turning over those documents.

“It is disappointing, but not surprising, that the EPA failed to meet the House Science Committee’s reasonable deadline in turning over documents pertaining to the Gold King Mine spill,” said Rep. Lamar Smith (R-TX). “These documents are essential to the Committee’s ongoing investigation and our upcoming hearing on Sept. 9. But more importantly, this information matters to the many Americans directly affected in western states, who are still waiting for answers from the EPA.”

Smith – who frequently spars with the EPA – is chairman of the House Science, Space, and Technology Committee. EPA director Gina McCarthy has been asked to appear and answer questions about the agency’s role in creating a 3-million-gallon toxic spill into Colorado’s Animas River on Aug. 5. Critics say McCarthy and the EPA have been unresponsive, secretive and unsympathetic toward millions of people who live in three states bordering the river.

The word “coverup” comes to mind, though how could anyone believe that the Obama administration (the most transparent in history!) would do such a thing baffles the mind.

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Obamacare forces schools to cut back

11:30 am

Finding out what’s in it: Public school budgets continue to be squeezed by the cost of Obamacare.

They find they either have to cut employee hours, privatize some services, or eliminate health insurance entirely and pay the Obamacare fines. Otherwise, they can’t afford the costs.

This quote however illustrates the educational cost of Obamacare:

School officials say that it’s hard for students to adjust to having multiple part-time educators throughout the day. Chris Johnson, an administrator with the Penn Manor school district in Pennsylvania, told a publication there that, “If you start doing a half day with this person and then a half day with that person, those students don’t react well.”

Even as it bankrupts us financially, Obamacare is also bankrupting us socially. What a disaster. We desperately need to repeal it, as soon as possible.

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The troubles caused by Obamacare in Colorado

8:42 am

Finding out what’s in it: This excellent article outlines honestly the problems Obamacare is causing for the health insurance business, resulting in one-third increases in premiums in Colorado.

The seeds of RMHP’s current financial strain were sewn in 2014 when all health insurance carriers were required by the Affordable Care Act to sell insurance to anyone, without exception, Salazar said. That brought thousands of sick Coloradans with pre-existing conditions into the new health insurance marketplace. People previously denied insurance could now obtain coverage, she said.

In all, Colorado has added about 600,000 people to the health care system since 2013, including 140,000 people who signed up for individual coverage through Connect for Health, the state’s online health insurance marketplace. At the same time, 450,000 people enrolled in Medicaid or the Children’s Health Insurance Program, the Colorado Trust reported.

Many new enrollees were among the sickest because they failed to seek medical treatment in the past because of a lack of insurance, ErkenBrack said. The ACA prevents insurance carriers from pricing insurance products as traditionally done in the past because it prohibits the exclusion of people with pre-existing conditions, Salazar said. Without the ability to exclude or charge someone more in premiums based on health status, it’s much more difficult for insurance actuaries to establish proper premiums. Accurately anticipating the number of claims and their cost, then setting the right premium, is how insurance companies earn income.

To pay for these sick customers the insurance companies are forced to raise rates. In this case, they need a 34% increase to pay the cost. If they don’t get it, they will lose money and eventually go out of business. And if they do get it, they face ruin anyway because no one can afford these rates.

Thank you Democrats and Obama! Your wisdom in destroying the health insurance industry knows no bounds! It is just what the American people wanted!

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Obamacare co-ops losing money

9:26 am

Finding out what’s in it: 22 of the 23 nonprofit co-ops created under Obamacare to replace for-profit insurance companies lost money, with the majority failing badly to sign up customers.

Under President Barack Obama’s overhaul, taxpayers provided $2.4 billion in loans to get the co-ops going, but only one out of 23 — the one in Maine — made money last year, said the report out Thursday. Another one, the Iowa/Nebraska co-op, was shut down by regulators over financial concerns. The audit by the Health and Human Services inspector general’s office also found that 13 of the 23 lagged far behind their 2014 enrollment projections.

The probe raised concerns about whether federal loans will be repaid, and recommended closer supervision by the administration as well as clear standards for recalling loans if a co-op is no longer viable. Just last week, the Louisiana Health Cooperative announced it would cease offering coverage next year, saying it’s “not growing enough to maintain a healthy future.” About 16,000 people are covered by that co-op.

In other words, the $2.4 billion was really a pay-off to friends of the Democratic Party, taken from the taxpayers and handed over to that party’s supporters. The Obama administration will never demand that money back, nor do I expect it to increase its oversight of these co-ops.

Read the whole article. It illustrates once again how terrible a law Obamacare is, and how it must be repealed — in full — if the American economy is ever going to have a hope of recovering from the slump it has been in since 2007.

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