Tag Archives: health insurance

Health insurance premiums continue to skyrocket under Obamacare

Finding out what’s in it: As happened last year, the premiums health insurance companies charge will go up as much as 51%, as declared in the twelve states where next year’s premiums have been proposed.

Obviously this is all the fault of the Republicans for not supporting Obamacare. The Democrats and Obama were helpless because of this opposition, forced to write the law all by themselves and then shove it down our throats.

More Obamacare website problems

On the final weekend before the deadline to sign up for health insurance, the Obamacare website had a serious technical problem that prevented some people from completing their enrollment.

After you read the description below of the problem, I dare you to tell me you that we are now better off with this law:

Some people trying to get coverage hadn’t been able to get their income information electronically verified. That’s crucial because the amount of financial assistance to help pay premiums is based on people’s income.

The health care law offers health insurance to people who don’t have coverage on the job. More than 8 in 10 of those who apply qualify for help. Without it, most can’t afford the coverage. The IRS handles income verification for the HealthCare.gov website. In a statement, Hill said the problem was due to issues with “external verification sources.”

The glitch seemed to affect people with new applications. People who previously submitted their income details — but hadn’t completed the final step of picking a plan — were still able to do so.

This is a wonderful example of finding out what’s in it. The law makes the process of getting health insurance so difficult and complex, with so many different hands in the process, that it is literally impossible for problems and “glitches” (oh how I hate the bureaucratic word) not to happen. Either something is going to go wrong, or you will have to wait forever to get everyone to agree to the process.

But don’t worry. That it doesn’t work is irrelevant. It was the good intentions of Obama and the Democrats that really matter. Who cares if their ideas are stupid, unworkable, or foolish? They care!

Unions discover Obamacare sucks

Finding out what’s in it: Because of required Obamacare regulations and taxes on their union health plans, the unions representing workers at 29 west coast commercial ports are now threatening to strike and shut the ports down.

Obamacare imposes a 40 percent tax on health benefits deemed too generous by the government. Health benefits exceeding $10,200 a year in value for individuals or $27,500 for families are defined as “Cadillac” plans and are subject to the tax. Health benefits for longshoremen exceed $40,000 per employee, meaning the union would be served an enormous tax bill when the penalty is imposed in 2018. The longshoremen’s contract expired in July, 2014 and contract talks have stalled, in large part, over whether workers or employers will pay the new Obamacare tax.

But hey, these unions voted for and continue to support the Democratic Party without question, even as the Democratic Party continues to block any repeal or changes to Obamacare. To these union leaders, it all must be Bush’s fault!

Obamacare forces actors’ union to drop older members from healthplan

Finding out what’s in it: Actors’ Equity Association, the union for stage actors, is dumping its older members from its health insurance plan because of the rising costs of Obamacare.

I guarantee to you that more than 80 percent of the members of this union voted for Obama and support Democratic policies blindly. Now those policies are blind-siding them cruelly, as this quote from the article demonstrates:

“They keep saying there’s a comparable Obamacare option, but there’s not,” one actor said. “I won’t be able to afford to go to [my doctor] anymore.”

Will these liberal actors change their votes? I am pessimistic. From the late seventies to the mid-nineties I worked in the movie industry, and during that time I observed a strong hostility and close-mindedness among this community for any political ideas not labeled “Democratic.” They are the most partisan people I have ever met, and will probably carry that partisanship to their graves — which is likely to happen sooner now that Obamacare is there to “help” them.

Twenty percent increases in the cost of Obamacare in 2015

Finding out what’s in it: Health insurance premiums in Iowa and Louisiana will go up from 9 to almost 20 percent next year because of Obamacare.

We know about these brutal increases because state regulators have released the information. Meanwhile, on the Obamacare website the 2015 premiums are being kept secret until after the election. I wonder why.

Four reasons why the cost of heath insurance will go up again next year.

Finding out what’s in it: Four reasons why the cost of heath insurance will go up again next year.

These rate increases in 2015 will be on top of the higher rates people have been forced to pay in 2014 because of the advent of Obamacare. They are also all because of the existence of Obamacare itself.

Aren’t you glad the Democrats and President Obama have been willing to do almost anything to prevent any legal changes to the law?

A report released by the Obama administration on Monday estimates that health insurance premiums for small and medium business will rise significantly in 2014 because of Obamacare.

Finding out what’s in it: A report released by the Obama administration on Monday estimates that health insurance premiums for small and medium business will rise significantly in 2014 because of Obamacare.

The report claims that about one third of these businesses will see a decrease in cost, but the article points out that this is likely a very big overstatement and that the increases will likely be much higher than predicted. Based on history, we have every reason to believe this pessimistic prediction and dismiss the hopeful prediction of the Obama administration.

Even if you have health insurance, it might be cheaper to pretend to be uninsured and pay cash instead.

Even if you have health insurance, it might be cheaper to pretend to be uninsured and pay cash instead.

This article points out the one fact that might actually be a benefit of Obamacare: The law is so screwed up that it is forcing many people out of their health insurance, where they might discover that by negotiating directly with doctors and hospitals. And that negotiation, more than any thing else — including every regulatory scheme proposed by any politician from the left or the right — will really lower the cost for healthcare.

According to insurance executives, the White House is threatening them with “retribution” if they don’t keep silent about the problems Obamacare is causing them.

Fascist thugs: According to insurance executives, the White House is threatening them with “retribution” if they don’t keep silent about the problems Obamacare is causing them.

“What is going on is a behind-the-scenes attempt by the White House to at least keep insurers from publicly criticizing what is happening on this Affordable Care Act rollout,” reports Andrew Griffin of CNN. ”Basically, if you speak out, if you are quoted, you’re going to get a call from the White House, pressure to be quiet.”

According to Griffin’s sources, Bob Laszewski of Health Policy and Strategy Associates – a prominent consultant for insurance companies with a history of criticizing ObamaCare – says he’s getting calls from the executives he works with, asking him to speak out on their behalf, “because they feel defenseless against the White House PR team.”

Laszewski told Griffin, “The White House is exerting massive pressure on the industry, including the trade associations, to keep quiet.” Industry sources confirmed “they fear White House retribution.”

New York doctors express their strong reluctance to participate in Obamacare.

Finding out what’s in it: New York doctors express their strong reluctance to participate in Obamacare.

Despite a much publicized rollout, many other doctors said they haven’t decided whether to become ObamaCare providers, because they haven’t been notified by insurers or the state about ­reimbursement rates. “I have not spoken with anyone who has made a decision to participate in the exchanges. We simply don’t have any information about which we can make a decision,” said Dr. Paul Orloff, president of the New York County Medical Society. “We have no idea what the reimbursements will be or what the claims-form process will entail.”

This is another problem for Obamacare: If doctors end up refusing to accept the insurance plans and go freelance, then the law cannot work.

Aetna pulls out of New York because of Obamacare.

If you like your insurance you won’t keep your insurance: Aetna pulls out of New York because of Obamacare.

That’s the fifth state that Aetna has fled in its effort to survive the Democratic Party’s effort to reform our healthcare system.