Tag: healthcare

The Obama administration issued finalized rules Friday allowing religious-affiliated organizations opposing the use of contraception to opt out of the Obamacare mandate

11:40 am

The Obama administration issued finalized rules Friday allowing religious-affiliated organizations opposing the use of contraception to opt out of the Obamacare mandate.

While this might suggest the Obama administration has backed down, the rules appear very complex and will probably not work for many religious organizations. Moreover, what about individuals or private companies (such as Hobby Lobby) that also object for religious reasons?

As always, if you nonchalantly rely on the government to dictate the rules for everyone, you guarantee those rules will oppress someone along the way.

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The toxic combination of Obamacare and the proposed Senate immigration bill would create a big financial incentive for employers to hire non-citizens.

5:52 pm

Congress passes a law: The toxic combination of Obamacare and the proposed Senate immigration bill would create a big financial incentive for employers to hire non-citizens.

Under Obamacare, businesses with over 50 workers that employ American citizens without offering them qualifying health insurance could be subject to fines of up to $3,000 per worker. But because newly legalized immigrants wouldn’t be eligible for subsidies on the Obamacare exchanges until after they become citizens – at least 13 years under the Senate bill – businesses could avoid such fines by hiring the new immigrants instead.

Not surprisingly, the idiots who voted for this immigration bill haven’t read it and have no idea this problem exists.

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Two reports issued today have concluded that implementation of Obamacare by the federal government is behind schedule.

9:17 am

Two reports issued today have concluded that implementation of Obamacare by the federal government is behind schedule.

I’m not surprised, considering the opposition to the law combined with its draconian complexity. Even angels — with to cooperation of God and everyone else — would have trouble implementing this mess. Without that cooperation is will be next to impossible.

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A recap of the broken promises of Obamacare.

9:58 am

A recap of the broken promises of Obamacare.

Most of these will be familiar to regular readers of Behind the Black, though the article lays them out very clearly. However, this one is a new one to me:

If your state ran a program to help the uninsured, that’s also a violation, because Insurance is what the ACA is all about. It’s a mandate that you purchase insurance. Any unique solutions generated in one of our 50 incubators must stop even if they have served people well, because they will be in violation of the Affordable Care Act. One of the most successful state Medicaid systems was denied a waiver by the Obama administration despite its proven track record. The worst part of one-size-fits-all solutions is that they are tailored for no one. [emphasis in original]

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A Democratic Congressman thinks it “is simply not fair” to make his staffers subject to Obamacare like everyone else.

9:31 pm

My heart bleeds: A Democratic Congressman thinks it “is simply not fair” to make his staffers subject to Obamacare like everyone else.

The problem it seems is that

Dozens of lawmakers and aides are so afraid that their health insurance premiums will skyrocket next year thanks to Obamacare that they are thinking about retiring early or just quitting. The fear: Government-subsidized premiums will disappear at the end of the year under a provision in the health care law that nudges aides and lawmakers onto the government health care exchanges, which could make their benefits exorbitantly expensive.

Well, ain’t that just too damn bad. As I say, my heart bleeds.

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Under Obamacare it looks like health insurance will be unaffordable for most low wage workers.

12:57 pm

Finding out what’s in it: Under Obamacare it looks like health insurance will be unaffordable for most low wage workers.

I guess that’s why Obama and the Democrats officially named Obamacare the “Patient Protection and Affordable Care Act”. Like most badly written government laws, it is achieving exactly the opposite of its intentions.

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According to Ohio’s Insurance Department, Obamacare will cause healthcare rates to rise next year by 88 percent.

9:55 am

Finding out what’s in it: According to Ohio’s Insurance Department, Obamacare will cause healthcare rates to rise next year by 88 percent.

What are the drivers of the increase? According to Milliman, the two biggest drivers are (1) risk pool composition changes, such as forcing the young to subsidize the old, and the healthy to subsidize the sick; and (2) Obamacare’s required expansion of insurance benefits, particularly its mandated reductions in deductibles and co-pays.

This is a significant concept to understand. Some people have the impression that the main reason that rates are going up under Obamacare is because of the law’s requirement that insurers cover people with pre-existing conditions. But that accounts for only a fraction—around a quarter—of the rate hike. The rest comes from all the other things that Obamacare does, such as forcing people to buy richer insurance benefits; to buy products with all sorts of add-ons they might not need; to pay Obamacare’s premium tax; and to pay a lot more, if they’re young, to subsidize older individuals.

In other words, you won’t be able to buy the plan you want. Obamacare forces you to buy a more expensive plan, even if you don’t need it.

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Like your health insurance? You may be losing it.

3:43 pm

Like your health insurance? You may be losing it because of Obamacare.

I like this quote best:

“You’re going to be forcibly upgraded,” said Bob Laszewski, a health care industry consultant. “It’s like showing up at the airline counter and being told, ‘You have no choice, $300 please. You’re getting a first-class ticket, why are you complaining?'”

Sadly, I don’t think it will be this good. Many will decide the first class plan is simply unaffordable, and will instead opt out, paying the IRS fine instead. The result, fewer people having health insurance.

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A Maine doctor has stopped accepting any insurance, posts his prices online, and is doing fine.

9:46 am

The future? A Maine doctor has stopped accepting any insurance, posts his prices online, and is doing fine.

the decision to do away with insurance allows Ciampi to practice medicine the way he sees fit, he said. Insurance companies no longer dictate how much he charges. He can offer discounts to patients struggling with their medical bills. He can make house calls. “I’m freed up to do what I think is right for the patients,” Ciampi said. “If I’m providing them a service that they value, they can pay me, and we cut the insurance out as the middleman and cut out a lot of the expense.” Ciampi expects more doctors will follow suit. Some may choose to run “concierge practices” in which patients pay to keep a doctor on retainer, he said.

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More labor unions balk at the consequences of Obamacare.

9:22 am

Finding out what’s in it: More labor unions balk at the consequences of Obamacare.

Many UFCW members have what are known as multi-employer or Taft-Hartley plans. According to the administration’s analysis of the Affordable Care Act, the law does not provide tax subsidies for the roughly 20 million people covered by the plans. Union officials argue that interpretation could force their members to change their insurance and accept more expensive and perhaps worse coverage in the state-run exchanges.

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The woman who had been in charge of the IRS office when targeted conservatives beginning in 2010 now heads the IRS office that will enforce Obamacare.

3:52 pm

O goody: The woman who had been in charge of the IRS office when it targeted conservatives beginning in 2010 now heads the IRS office that will enforce Obamacare.

Her name is Sarah Hall Ingram. Remember it, you will hear that name again. Meanwhile, the man who announced his resignation from the IRS today, Joseph Grant, had been her deputy until 2012. He only took over her office after that date, which means most of the scandal occurred during her tenure.

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In order to enforce Obamacare, the IRS and HHS are creating the largest federal database ever of the personal tax, income, and health records of American citizens.

10:15 am

What could go wrong? In order to enforce Obamacare, the federal government, led by the IRS, is creating the largest federal database ever of the personal tax, income, and health records of American citizens.

Known as the Federal Data Services Hub, the project is taking the IRS’s own records (for income and employment status) and centralizing them with information from Social Security (identity), Homeland Security (citizenship), Justice (criminal history), HHS (enrollment in entitlement programs and certain medical claims data) and state governments (residency).

The data hub will be used as the verification system for ObamaCare’s complex subsidy formula. All insurers, self-insured businesses and government health programs must submit reports to the IRS about the individuals they cover, which the IRS will cross-check against tax returns.

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Did the writings of a prominent Catholic professor, critical of Obama and Democratic Party policies, cause the IRS to audit her?

9:51 am

Did the writings of a prominent Catholic professor, critical of Obama and Democratic Party policies, cause the IRS to audit her? Key quote:

Her writings for the Catholic Advocate soon ceased because, Hendershott admits, the IRS audit silenced her. If her suspicions are true, this may have been its chilling intention. “I haven’t written for them since the audit, because I was so scared,” she said (records show her last article for the organization was on July 10, 2010 — the same month the IRS audit unfolded).

So far, she has only shared her story with friends and those close to her, but in light of the recent IRS scandal, she has decided to speak out. “It was clear they didn’t like me criticizing the people who helped pass Obamacare,” she said of the audit,” later adding, ”The IRS is very frightening.”

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The IRS now faces a class action lawsuit over the illegal seizing of the medical records of 10 million patients.

9:34 am

The IRS now faces a class action lawsuit over the illegal seizing of the medical records of 10 million patients.

In this case, the seizure, while illegal, was not for political reasons. It appears that in executing a search warrant for specific financial information, the 15 IRS agents also improperly grabbed the medical records.

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